The typical owner-occupied home in Dukes County is worth about $1,165,800, 2.1 times the Massachusetts median of $562,100 and 3.5 times the national median of $332,700. Owners pay a median $5,828 a year in property taxes, about 0.50% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $125,786 a year, so the median home costs 9.3 times the median income (5.4 times for Massachusetts). 82% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.
Dukes County at a glance
| Dukes County | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $1,165,800 | $562,100 | $332,700 |
| Median property tax paid per year | $5,828 | $5,992 | $3,119 |
| Property tax as a share of value | 0.50% | 1.07% | 0.94% |
| Median household income | $125,786 | $103,960 | $80,734 |
| Homes lived in by their owners | 82% | 63% | 65% |
| Owner homes with a mortgage | 56% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $3,536 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 31.0% | 21.9% | 21.0% |
| Median rent | $1,277 | $1,762 | $1,413 |
| Rent as a share of renters' income | 28.9% | 30.9% | 30.6% |
| Median year homes were built | 1982 | 1964 | 1980 |
| Vacant homes | 57.4% | 8.1% | 10.1% |
| Population | 20,933 | 7,044,056 | 334,922,499 |
What a typical home costs per month in Dukes County
At this week's average 30-year rate of 7.11%, buying the median Dukes County home of $1,165,800 with 20% down costs about $7,245 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $9,375, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $310,518 for the 20%-down payment. That payment is 69% of the median Dukes County household income of $125,786; at that income and 20% down, the 28% guideline points to a home of about $472,000.
The median rent here is $1,277 a month, so owning the median home costs about $5,968 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $233,160 |
|---|---|
| Loan amount | $932,640 |
| Principal and interest | $6,274 |
| Property taxes (0.50% a year) | $486 |
| Homeowners insurance (our estimate, 0.5% a year) | $486 |
| PMI | $0 |
| Total per month | $7,245 |
Change the numbers in the calculator
| Down payment | $40,803 |
|---|---|
| Loan amount | $1,144,684 |
| Principal and interest | $7,700 |
| Property taxes (0.50% a year) | $486 |
| Homeowners insurance (our estimate, 0.5% a year) | $486 |
| FHA mortgage insurance | $703 |
| Total per month | $9,375 |
Change the numbers in the calculator
Questions about home buying in Dukes County
What is the median home value in Dukes County?
About $1,165,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dukes County?
Homeowners pay a median $5,828 a year, which is about 0.50% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dukes County?
For the median home with 20% down at 7.11%, the payment is about $7,245 a month. Keeping that under 28% of gross income takes about $310,518 a year.
More about Dukes County
- Mortgage Refinance in Dukes County
- Debt Relief in Dukes County
- Home Equity Loans in Dukes County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data