The typical owner-occupied home in South Dennis is worth about $495,700, 12% below the Massachusetts median of $562,100 and 49% above the national median of $332,700. Owners pay a median $2,439 a year in property taxes, about 0.49% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $88,411 a year, so the median home costs 5.6 times the median income (5.4 times for Massachusetts). 83% of occupied homes here are lived in by their owners, and 57% of those owners still have a mortgage.
South Dennis at a glance
| South Dennis | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $495,700 | $562,100 | $332,700 |
| Median property tax paid per year | $2,439 | $5,992 | $3,119 |
| Property tax as a share of value | 0.49% | 1.07% | 0.94% |
| Median household income | $88,411 | $103,960 | $80,734 |
| Homes lived in by their owners | 83% | 63% | 65% |
| Owner homes with a mortgage | 57% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $1,945 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 25.3% | 21.9% | 21.0% |
| Median rent | $2,003 | $1,762 | $1,413 |
| Rent as a share of renters' income | 32.2% | 30.9% | 30.6% |
| Median year homes were built | 1975 | 1964 | 1980 |
| Vacant homes | 39.0% | 8.1% | 10.1% |
| Population | 3,135 | 7,044,056 | 334,922,499 |
What a typical home costs per month in South Dennis
At this week's average 30-year rate of 7.11%, buying the median South Dennis home of $495,700 with 20% down costs about $3,077 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,902, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $131,856 for the 20%-down payment. That payment is 42% of the median South Dennis household income of $88,411; at that income and 20% down, the 28% guideline points to a home of about $332,000.
The median rent here is $2,003 a month, so owning the median home costs about $1,074 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $99,140 |
|---|---|
| Loan amount | $396,560 |
| Principal and interest | $2,668 |
| Property taxes (0.49% a year) | $202 |
| Homeowners insurance (our estimate, 0.5% a year) | $207 |
| PMI | $0 |
| Total per month | $3,077 |
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| Down payment | $17,350 |
|---|---|
| Loan amount | $486,722 |
| Principal and interest | $3,274 |
| Property taxes (0.49% a year) | $202 |
| Homeowners insurance (our estimate, 0.5% a year) | $207 |
| FHA mortgage insurance | $219 |
| Total per month | $3,902 |
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Questions about home buying in South Dennis
What is the median home value in South Dennis?
About $495,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in South Dennis?
Homeowners pay a median $2,439 a year, which is about 0.49% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in South Dennis?
For the median home with 20% down at 7.11%, the payment is about $3,077 a month. Keeping that under 28% of gross income takes about $131,856 a year.
More about South Dennis
- Mortgage Refinance in South Dennis
- Debt Relief in South Dennis
- Home Equity Loans in South Dennis
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data