The typical owner-occupied home in North Eastham is worth about $689,300, 23% above the Massachusetts median of $562,100 and 2.1 times the national median of $332,700. Owners pay a median $4,789 a year in property taxes, about 0.69% of their home's value, lower than the Massachusetts rate of 1.07%. The median household earns $77,442 a year, so the median home costs 8.9 times the median income (5.4 times for Massachusetts). 91% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
North Eastham at a glance
| North Eastham | Massachusetts | U.S. | |
|---|---|---|---|
| Median home value | $689,300 | $562,100 | $332,700 |
| Median property tax paid per year | $4,789 | $5,992 | $3,119 |
| Property tax as a share of value | 0.69% | 1.07% | 0.94% |
| Median household income | $77,442 | $103,960 | $80,734 |
| Homes lived in by their owners | 91% | 63% | 65% |
| Owner homes with a mortgage | 52% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,101 | $2,726 | $1,963 |
| Those costs as a share of the owners' income | 31.5% | 21.9% | 21.0% |
| Median rent | $1,688 | $1,762 | $1,413 |
| Rent as a share of renters' income | 51.0% | 30.9% | 30.6% |
| Median year homes were built | 1968 | 1964 | 1980 |
| Vacant homes | 62.9% | 8.1% | 10.1% |
| Population | 2,085 | 7,044,056 | 334,922,499 |
What a typical home costs per month in North Eastham
At this week's average 30-year rate of 7.11%, buying the median North Eastham home of $689,300 with 20% down costs about $4,393 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,541, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $188,277 for the 20%-down payment. That payment is 68% of the median North Eastham household income of $77,442; at that income and 20% down, the 28% guideline points to a home of about $284,000.
The median rent here is $1,688 a month, so owning the median home costs about $2,705 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $137,860 |
|---|---|
| Loan amount | $551,440 |
| Principal and interest | $3,710 |
| Property taxes (0.69% a year) | $396 |
| Homeowners insurance (our estimate, 0.5% a year) | $287 |
| PMI | $0 |
| Total per month | $4,393 |
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| Down payment | $24,126 |
|---|---|
| Loan amount | $676,815 |
| Principal and interest | $4,553 |
| Property taxes (0.69% a year) | $396 |
| Homeowners insurance (our estimate, 0.5% a year) | $287 |
| FHA mortgage insurance | $305 |
| Total per month | $5,541 |
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Questions about home buying in North Eastham
What is the median home value in North Eastham?
About $689,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in North Eastham?
Homeowners pay a median $4,789 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in North Eastham?
For the median home with 20% down at 7.11%, the payment is about $4,393 a month. Keeping that under 28% of gross income takes about $188,277 a year.
More about North Eastham
- Mortgage Refinance in North Eastham
- Debt Relief in North Eastham
- Home Equity Loans in North Eastham
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data