The typical owner-occupied home in Viola is worth about $182,500, 16% below the Kansas median of $217,200 and 45% below the national median of $332,700. Owners pay a median $4,205 a year in property taxes, about 2.30% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $188,094 a year, so the median home costs 1.0 times the median income (2.9 times for Kansas). 96% of occupied homes here are lived in by their owners, and 85% of those owners still have a mortgage.
Viola at a glance
| Viola | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $182,500 | $217,200 | $332,700 |
| Median property tax paid per year | $4,205 | $2,798 | $3,119 |
| Property tax as a share of value | 2.30% | 1.29% | 0.94% |
| Median household income | $188,094 | $74,275 | $80,734 |
| Homes lived in by their owners | 96% | 67% | 65% |
| Owner homes with a mortgage | 85% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,633 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 12.9% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1983 | 1976 | 1980 |
| Vacant homes | 6.5% | 9.2% | 10.1% |
| Population | 190 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Viola
At this week's average 30-year rate of 7.11%, buying the median Viola home of $182,500 with 20% down costs about $1,408 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,712, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $60,342 for the 20%-down payment. That payment is 9% of the median Viola household income of $188,094; at that income and 20% down, the 28% guideline points to a home of about $569,000.
| Down payment | $36,500 |
|---|---|
| Loan amount | $146,000 |
| Principal and interest | $982 |
| Property taxes (2.30% a year) | $350 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| PMI | $0 |
| Total per month | $1,408 |
Change the numbers in the calculator
| Down payment | $6,388 |
|---|---|
| Loan amount | $179,194 |
| Principal and interest | $1,205 |
| Property taxes (2.30% a year) | $350 |
| Homeowners insurance (our estimate, 0.5% a year) | $76 |
| FHA mortgage insurance | $81 |
| Total per month | $1,712 |
Change the numbers in the calculator
Questions about home buying in Viola
What is the median home value in Viola?
About $182,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Viola?
Homeowners pay a median $4,205 a year, which is about 2.30% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Viola?
For the median home with 20% down at 7.11%, the payment is about $1,408 a month. Keeping that under 28% of gross income takes about $60,342 a year.
More about Viola
- Mortgage Refinance in Viola
- Debt Relief in Viola
- Home Equity Loans in Viola
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data