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Buying a home in Maize, Kansas

The typical owner-occupied home in Maize is worth about $276,200, 27% above the Kansas median of $217,200 and 17% below the national median of $332,700. Owners pay a median $3,804 a year in property taxes, about 1.38% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $72,024 a year, so the median home costs 3.8 times the median income (2.9 times for Kansas). 51% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.

Maize at a glance

Maize Kansas U.S.
Median home value $276,200 $217,200 $332,700
Median property tax paid per year $3,804 $2,798 $3,119
Property tax as a share of value 1.38% 1.29% 0.94%
Median household income $72,024 $74,275 $80,734
Homes lived in by their owners 51% 67% 65%
Owner homes with a mortgage 76% 57% 61%
Median monthly costs, owners with a mortgage $2,177 $1,689 $1,963
Those costs as a share of the owners' income 22.9% 19.4% 21.0%
Median rent $1,399 $1,060 $1,413
Rent as a share of renters' income 31.1% 27.1% 30.6%
Median year homes were built 2011 1976 1980
Vacant homes 4.5% 9.2% 10.1%
Population 6,824 2,947,197 334,922,499

What a typical home costs per month in Maize

At this week's average 30-year rate of 7.11%, buying the median Maize home of $276,200 with 20% down costs about $1,919 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,379, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $82,248 for the 20%-down payment. That payment is 32% of the median Maize household income of $72,024; at that income and 20% down, the 28% guideline points to a home of about $242,000.

The median rent here is $1,399 a month, so owning the median home costs about $520 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$55,240
Loan amount$220,960
Principal and interest$1,486
Property taxes (1.38% a year)$318
Homeowners insurance (our estimate, 0.5% a year)$115
PMI$0
Total per month$1,919

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3.5% down, 30-year FHA loan
Down payment$9,667
Loan amount$271,197
Principal and interest$1,824
Property taxes (1.38% a year)$318
Homeowners insurance (our estimate, 0.5% a year)$115
FHA mortgage insurance$122
Total per month$2,379

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Questions about home buying in Maize

What is the median home value in Maize?

About $276,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Maize?

Homeowners pay a median $3,804 a year, which is about 1.38% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Maize?

For the median home with 20% down at 7.11%, the payment is about $1,919 a month. Keeping that under 28% of gross income takes about $82,248 a year.

More about Maize

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data