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Buying a home in Goff, Kansas

The typical owner-occupied home in Goff is worth about $50,000, 77% below the Kansas median of $217,200 and 85% below the national median of $332,700. Owners pay a median $600 a year in property taxes, about 1.20% of their home's value, lower than the Kansas rate of 1.29%. 63% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Goff at a glance

Goff Kansas U.S.
Median home value $50,000 $217,200 $332,700
Median property tax paid per year $600 $2,798 $3,119
Property tax as a share of value 1.20% 1.29% 0.94%
Median household income – $74,275 $80,734
Homes lived in by their owners 63% 67% 65%
Owner homes with a mortgage 23% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Median rent – $1,060 $1,413
Median year homes were built 1972 1976 1980
Vacant homes 56.4% 9.2% 10.1%
Population 133 2,947,197 334,922,499

What a typical home costs per month in Goff

At this week's average 30-year rate of 7.11%, buying the median Goff home of $50,000 with 20% down costs about $340 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $423, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $14,568 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$10,000
Loan amount$40,000
Principal and interest$269
Property taxes (1.20% a year)$50
Homeowners insurance (our estimate, 0.5% a year)$21
PMI$0
Total per month$340

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3.5% down, 30-year FHA loan
Down payment$1,750
Loan amount$49,094
Principal and interest$330
Property taxes (1.20% a year)$50
Homeowners insurance (our estimate, 0.5% a year)$21
FHA mortgage insurance$22
Total per month$423

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Questions about home buying in Goff

What is the median home value in Goff?

About $50,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Goff?

Homeowners pay a median $600 a year, which is about 1.20% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Goff?

For the median home with 20% down at 7.11%, the payment is about $340 a month. Keeping that under 28% of gross income takes about $14,568 a year.

More about Goff

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data