The typical owner-occupied home in Zenda is worth about $51,000, 77% below the Kansas median of $217,200 and 85% below the national median of $332,700. Owners pay a median $1,015 a year in property taxes, about 1.99% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $53,000 a year, so the median home costs 1.0 times the median income (2.9 times for Kansas). 88% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.
Zenda at a glance
| Zenda | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $51,000 | $217,200 | $332,700 |
| Median property tax paid per year | $1,015 | $2,798 | $3,119 |
| Property tax as a share of value | 1.99% | 1.29% | 0.94% |
| Median household income | $53,000 | $74,275 | $80,734 |
| Homes lived in by their owners | 88% | 67% | 65% |
| Owner homes with a mortgage | 33% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $717 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 30.0% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1943 | 1976 | 1980 |
| Vacant homes | 27.3% | 9.2% | 10.1% |
| Population | 86 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Zenda
At this week's average 30-year rate of 7.11%, buying the median Zenda home of $51,000 with 20% down costs about $380 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $465, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,298 for the 20%-down payment. That payment is 9% of the median Zenda household income of $53,000; at that income and 20% down, the 28% guideline points to a home of about $166,000.
| Down payment | $10,200 |
|---|---|
| Loan amount | $40,800 |
| Principal and interest | $274 |
| Property taxes (1.99% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| PMI | $0 |
| Total per month | $380 |
Change the numbers in the calculator
| Down payment | $1,785 |
|---|---|
| Loan amount | $50,076 |
| Principal and interest | $337 |
| Property taxes (1.99% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $21 |
| FHA mortgage insurance | $23 |
| Total per month | $465 |
Change the numbers in the calculator
Questions about home buying in Zenda
What is the median home value in Zenda?
About $51,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Zenda?
Homeowners pay a median $1,015 a year, which is about 1.99% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Zenda?
For the median home with 20% down at 7.11%, the payment is about $380 a month. Keeping that under 28% of gross income takes about $16,298 a year.
More about Zenda
- Mortgage Refinance in Zenda
- Debt Relief in Zenda
- Home Equity Loans in Zenda
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data