The typical owner-occupied home in Spivey is worth about $73,900, 66% below the Kansas median of $217,200 and 78% below the national median of $332,700. Owners pay a median $910 a year in property taxes, about 1.23% of their home's value, close to the Kansas rate of 1.29%. 79% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Spivey at a glance
| Spivey | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $73,900 | $217,200 | $332,700 |
| Median property tax paid per year | $910 | $2,798 | $3,119 |
| Property tax as a share of value | 1.23% | 1.29% | 0.94% |
| Median household income | – | $74,275 | $80,734 |
| Homes lived in by their owners | 79% | 67% | 65% |
| Owner homes with a mortgage | 0% | 57% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,689 | $1,963 |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1955 | 1976 | 1980 |
| Vacant homes | 40.0% | 9.2% | 10.1% |
| Population | 116 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Spivey
At this week's average 30-year rate of 7.11%, buying the median Spivey home of $73,900 with 20% down costs about $504 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $627, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,610 for the 20%-down payment.
| Down payment | $14,780 |
|---|---|
| Loan amount | $59,120 |
| Principal and interest | $398 |
| Property taxes (1.23% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| PMI | $0 |
| Total per month | $504 |
Change the numbers in the calculator
| Down payment | $2,586 |
|---|---|
| Loan amount | $72,561 |
| Principal and interest | $488 |
| Property taxes (1.23% a year) | $76 |
| Homeowners insurance (our estimate, 0.5% a year) | $31 |
| FHA mortgage insurance | $33 |
| Total per month | $627 |
Change the numbers in the calculator
Questions about home buying in Spivey
What is the median home value in Spivey?
About $73,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Spivey?
Homeowners pay a median $910 a year, which is about 1.23% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Spivey?
For the median home with 20% down at 7.11%, the payment is about $504 a month. Keeping that under 28% of gross income takes about $21,610 a year.
More about Spivey
- Mortgage Refinance in Spivey
- Debt Relief in Spivey
- Home Equity Loans in Spivey
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data