The typical owner-occupied home in Whiting is worth about $90,700, 58% below the Kansas median of $217,200 and 73% below the national median of $332,700. Owners pay a median $1,189 a year in property taxes, about 1.31% of their home's value, close to the Kansas rate of 1.29%. The median household earns $59,583 a year, so the median home costs 1.5 times the median income (2.9 times for Kansas). 85% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.
Whiting at a glance
| Whiting | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $90,700 | $217,200 | $332,700 |
| Median property tax paid per year | $1,189 | $2,798 | $3,119 |
| Property tax as a share of value | 1.31% | 1.29% | 0.94% |
| Median household income | $59,583 | $74,275 | $80,734 |
| Homes lived in by their owners | 85% | 67% | 65% |
| Owner homes with a mortgage | 55% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,281 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 19.4% | 21.0% |
| Median rent | $688 | $1,060 | $1,413 |
| Rent as a share of renters' income | 14.6% | 27.1% | 30.6% |
| Median year homes were built | 1938 | 1976 | 1980 |
| Vacant homes | 4.7% | 9.2% | 10.1% |
| Population | 337 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Whiting
At this week's average 30-year rate of 7.11%, buying the median Whiting home of $90,700 with 20% down costs about $625 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $776, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $26,783 for the 20%-down payment. That payment is 13% of the median Whiting household income of $59,583; at that income and 20% down, the 28% guideline points to a home of about $202,000.
The median rent here is $688 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $18,140 |
|---|---|
| Loan amount | $72,560 |
| Principal and interest | $488 |
| Property taxes (1.31% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $625 |
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| Down payment | $3,174 |
|---|---|
| Loan amount | $89,057 |
| Principal and interest | $599 |
| Property taxes (1.31% a year) | $99 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $776 |
Change the numbers in the calculator
Questions about home buying in Whiting
What is the median home value in Whiting?
About $90,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Whiting?
Homeowners pay a median $1,189 a year, which is about 1.31% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Whiting?
For the median home with 20% down at 7.11%, the payment is about $625 a month. Keeping that under 28% of gross income takes about $26,783 a year.
More about Whiting
- Mortgage Refinance in Whiting
- Debt Relief in Whiting
- Home Equity Loans in Whiting
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data