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Buying a home in Soldier, Kansas

The typical owner-occupied home in Soldier is worth about $57,900, 73% below the Kansas median of $217,200 and 83% below the national median of $332,700. Owners pay a median $730 a year in property taxes, about 1.26% of their home's value, close to the Kansas rate of 1.29%. The median household earns $43,750 a year, so the median home costs 1.3 times the median income (2.9 times for Kansas). 75% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.

Soldier at a glance

Soldier Kansas U.S.
Median home value $57,900 $217,200 $332,700
Median property tax paid per year $730 $2,798 $3,119
Property tax as a share of value 1.26% 1.29% 0.94%
Median household income $43,750 $74,275 $80,734
Homes lived in by their owners 75% 67% 65%
Owner homes with a mortgage 33% 57% 61%
Median monthly costs, owners with a mortgage $750 $1,689 $1,963
Those costs as a share of the owners' income 14.5% 19.4% 21.0%
Median rent – $1,060 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 36.8% 9.2% 10.1%
Population 68 2,947,197 334,922,499

What a typical home costs per month in Soldier

At this week's average 30-year rate of 7.11%, buying the median Soldier home of $57,900 with 20% down costs about $397 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $493, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $16,994 for the 20%-down payment. That payment is 11% of the median Soldier household income of $43,750; at that income and 20% down, the 28% guideline points to a home of about $149,000.

20% down, 30-year conventional loan
Down payment$11,580
Loan amount$46,320
Principal and interest$312
Property taxes (1.26% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$397

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3.5% down, 30-year FHA loan
Down payment$2,026
Loan amount$56,851
Principal and interest$382
Property taxes (1.26% a year)$61
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$26
Total per month$493

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Questions about home buying in Soldier

What is the median home value in Soldier?

About $57,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Soldier?

Homeowners pay a median $730 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Soldier?

For the median home with 20% down at 7.11%, the payment is about $397 a month. Keeping that under 28% of gross income takes about $16,994 a year.

More about Soldier

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data