The typical owner-occupied home in Williamsburg is worth about $105,700, 51% below the Kansas median of $217,200 and 68% below the national median of $332,700. Owners pay a median $1,594 a year in property taxes, about 1.51% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $73,125 a year, so the median home costs 1.4 times the median income (2.9 times for Kansas). 77% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Williamsburg at a glance
| Williamsburg | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $105,700 | $217,200 | $332,700 |
| Median property tax paid per year | $1,594 | $2,798 | $3,119 |
| Property tax as a share of value | 1.51% | 1.29% | 0.94% |
| Median household income | $73,125 | $74,275 | $80,734 |
| Homes lived in by their owners | 77% | 67% | 65% |
| Owner homes with a mortgage | 51% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,158 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 18.5% | 19.4% | 21.0% |
| Median rent | $1,125 | $1,060 | $1,413 |
| Rent as a share of renters' income | 22.5% | 27.1% | 30.6% |
| Median year homes were built | 1961 | 1976 | 1980 |
| Vacant homes | 20.6% | 9.2% | 10.1% |
| Population | 372 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Williamsburg
At this week's average 30-year rate of 7.11%, buying the median Williamsburg home of $105,700 with 20% down costs about $746 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $922, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,967 for the 20%-down payment. That payment is 12% of the median Williamsburg household income of $73,125; at that income and 20% down, the 28% guideline points to a home of about $242,000.
The median rent here is $1,125 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $21,140 |
|---|---|
| Loan amount | $84,560 |
| Principal and interest | $569 |
| Property taxes (1.51% a year) | $133 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $746 |
Change the numbers in the calculator
| Down payment | $3,700 |
|---|---|
| Loan amount | $103,786 |
| Principal and interest | $698 |
| Property taxes (1.51% a year) | $133 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $47 |
| Total per month | $922 |
Change the numbers in the calculator
Questions about home buying in Williamsburg
What is the median home value in Williamsburg?
About $105,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Williamsburg?
Homeowners pay a median $1,594 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Williamsburg?
For the median home with 20% down at 7.11%, the payment is about $746 a month. Keeping that under 28% of gross income takes about $31,967 a year.
More about Williamsburg
- Mortgage Refinance in Williamsburg
- Debt Relief in Williamsburg
- Home Equity Loans in Williamsburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data