The typical owner-occupied home in Pomona is worth about $145,800, 33% below the Kansas median of $217,200 and 56% below the national median of $332,700. Owners pay a median $1,670 a year in property taxes, about 1.15% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $51,875 a year, so the median home costs 2.8 times the median income (2.9 times for Kansas). 78% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.
Pomona at a glance
| Pomona | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $145,800 | $217,200 | $332,700 |
| Median property tax paid per year | $1,670 | $2,798 | $3,119 |
| Property tax as a share of value | 1.15% | 1.29% | 0.94% |
| Median household income | $51,875 | $74,275 | $80,734 |
| Homes lived in by their owners | 78% | 67% | 65% |
| Owner homes with a mortgage | 69% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,342 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 25.5% | 19.4% | 21.0% |
| Median rent | $821 | $1,060 | $1,413 |
| Rent as a share of renters' income | 20.8% | 27.1% | 30.6% |
| Median year homes were built | 1972 | 1976 | 1980 |
| Vacant homes | 8.0% | 9.2% | 10.1% |
| Population | 1,088 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Pomona
At this week's average 30-year rate of 7.11%, buying the median Pomona home of $145,800 with 20% down costs about $985 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,228, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,219 for the 20%-down payment. That payment is 23% of the median Pomona household income of $51,875; at that income and 20% down, the 28% guideline points to a home of about $179,000.
The median rent here is $821 a month, so owning the median home costs about $164 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $29,160 |
|---|---|
| Loan amount | $116,640 |
| Principal and interest | $785 |
| Property taxes (1.15% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| PMI | $0 |
| Total per month | $985 |
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| Down payment | $5,103 |
|---|---|
| Loan amount | $143,159 |
| Principal and interest | $963 |
| Property taxes (1.15% a year) | $140 |
| Homeowners insurance (our estimate, 0.5% a year) | $61 |
| FHA mortgage insurance | $64 |
| Total per month | $1,228 |
Change the numbers in the calculator
Questions about home buying in Pomona
What is the median home value in Pomona?
About $145,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pomona?
Homeowners pay a median $1,670 a year, which is about 1.15% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pomona?
For the median home with 20% down at 7.11%, the payment is about $985 a month. Keeping that under 28% of gross income takes about $42,219 a year.
More about Pomona
- Mortgage Refinance in Pomona
- Debt Relief in Pomona
- Home Equity Loans in Pomona
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data