The typical owner-occupied home in Schoenchen is worth about $141,300, 35% below the Kansas median of $217,200 and 58% below the national median of $332,700. Owners pay a median $1,263 a year in property taxes, about 0.89% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $63,750 a year, so the median home costs 2.2 times the median income (2.9 times for Kansas). 95% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Schoenchen at a glance
| Schoenchen | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $141,300 | $217,200 | $332,700 |
| Median property tax paid per year | $1,263 | $2,798 | $3,119 |
| Property tax as a share of value | 0.89% | 1.29% | 0.94% |
| Median household income | $63,750 | $74,275 | $80,734 |
| Homes lived in by their owners | 95% | 67% | 65% |
| Owner homes with a mortgage | 47% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,507 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 26.5% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1963 | 1976 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 181 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Schoenchen
At this week's average 30-year rate of 7.11%, buying the median Schoenchen home of $141,300 with 20% down costs about $924 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,159, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,604 for the 20%-down payment. That payment is 17% of the median Schoenchen household income of $63,750; at that income and 20% down, the 28% guideline points to a home of about $227,000.
| Down payment | $28,260 |
|---|---|
| Loan amount | $113,040 |
| Principal and interest | $760 |
| Property taxes (0.89% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| PMI | $0 |
| Total per month | $924 |
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| Down payment | $4,946 |
|---|---|
| Loan amount | $138,741 |
| Principal and interest | $933 |
| Property taxes (0.89% a year) | $105 |
| Homeowners insurance (our estimate, 0.5% a year) | $59 |
| FHA mortgage insurance | $62 |
| Total per month | $1,159 |
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Questions about home buying in Schoenchen
What is the median home value in Schoenchen?
About $141,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Schoenchen?
Homeowners pay a median $1,263 a year, which is about 0.89% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Schoenchen?
For the median home with 20% down at 7.11%, the payment is about $924 a month. Keeping that under 28% of gross income takes about $39,604 a year.
More about Schoenchen
- Mortgage Refinance in Schoenchen
- Debt Relief in Schoenchen
- Home Equity Loans in Schoenchen
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data