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Buying a home in Catharine, Kansas

The typical owner-occupied home in Catharine is worth about $265,600, 22% above the Kansas median of $217,200 and 20% below the national median of $332,700. Owners pay a median $1,838 a year in property taxes, about 0.69% of their home's value, lower than the Kansas rate of 1.29%. 33% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Catharine at a glance

Catharine Kansas U.S.
Median home value $265,600 $217,200 $332,700
Median property tax paid per year $1,838 $2,798 $3,119
Property tax as a share of value 0.69% 1.29% 0.94%
Median household income – $74,275 $80,734
Homes lived in by their owners 33% 67% 65%
Owner homes with a mortgage 26% 57% 61%
Median monthly costs, owners with a mortgage – $1,689 $1,963
Median rent – $1,060 $1,413
Median year homes were built 2010 1976 1980
Vacant homes 0.0% 9.2% 10.1%
Population 186 2,947,197 334,922,499

What a typical home costs per month in Catharine

At this week's average 30-year rate of 7.11%, buying the median Catharine home of $265,600 with 20% down costs about $1,693 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,135, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $72,547 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$53,120
Loan amount$212,480
Principal and interest$1,429
Property taxes (0.69% a year)$153
Homeowners insurance (our estimate, 0.5% a year)$111
PMI$0
Total per month$1,693

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3.5% down, 30-year FHA loan
Down payment$9,296
Loan amount$260,789
Principal and interest$1,754
Property taxes (0.69% a year)$153
Homeowners insurance (our estimate, 0.5% a year)$111
FHA mortgage insurance$117
Total per month$2,135

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Questions about home buying in Catharine

What is the median home value in Catharine?

About $265,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Catharine?

Homeowners pay a median $1,838 a year, which is about 0.69% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Catharine?

For the median home with 20% down at 7.11%, the payment is about $1,693 a month. Keeping that under 28% of gross income takes about $72,547 a year.

More about Catharine

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data