The typical owner-occupied home in Denton is worth about $111,500, 49% below the Kansas median of $217,200 and 66% below the national median of $332,700. Owners pay a median $1,182 a year in property taxes, about 1.06% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $78,125 a year, so the median home costs 1.4 times the median income (2.9 times for Kansas). 96% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Denton at a glance
| Denton | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $111,500 | $217,200 | $332,700 |
| Median property tax paid per year | $1,182 | $2,798 | $3,119 |
| Property tax as a share of value | 1.06% | 1.29% | 0.94% |
| Median household income | $78,125 | $74,275 | $80,734 |
| Homes lived in by their owners | 96% | 67% | 65% |
| Owner homes with a mortgage | 38% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $1,575 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 18.8% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 1956 | 1976 | 1980 |
| Vacant homes | 1.9% | 9.2% | 10.1% |
| Population | 109 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Denton
At this week's average 30-year rate of 7.11%, buying the median Denton home of $111,500 with 20% down costs about $745 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $931, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $31,929 for the 20%-down payment. That payment is 11% of the median Denton household income of $78,125; at that income and 20% down, the 28% guideline points to a home of about $273,000.
| Down payment | $22,300 |
|---|---|
| Loan amount | $89,200 |
| Principal and interest | $600 |
| Property taxes (1.06% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| PMI | $0 |
| Total per month | $745 |
Change the numbers in the calculator
| Down payment | $3,902 |
|---|---|
| Loan amount | $109,480 |
| Principal and interest | $736 |
| Property taxes (1.06% a year) | $98 |
| Homeowners insurance (our estimate, 0.5% a year) | $46 |
| FHA mortgage insurance | $49 |
| Total per month | $931 |
Change the numbers in the calculator
Questions about home buying in Denton
What is the median home value in Denton?
About $111,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Denton?
Homeowners pay a median $1,182 a year, which is about 1.06% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Denton?
For the median home with 20% down at 7.11%, the payment is about $745 a month. Keeping that under 28% of gross income takes about $31,929 a year.
More about Denton
- Mortgage Refinance in Denton
- Debt Relief in Denton
- Home Equity Loans in Denton
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data