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Buying a home in Bendena, Kansas

The typical owner-occupied home in Bendena is worth about $191,700, 12% below the Kansas median of $217,200 and 42% below the national median of $332,700. Owners pay a median $2,333 a year in property taxes, about 1.22% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $94,375 a year, so the median home costs 2.0 times the median income (2.9 times for Kansas). 100% of occupied homes here are lived in by their owners, and 60% of those owners still have a mortgage.

Bendena at a glance

Bendena Kansas U.S.
Median home value $191,700 $217,200 $332,700
Median property tax paid per year $2,333 $2,798 $3,119
Property tax as a share of value 1.22% 1.29% 0.94%
Median household income $94,375 $74,275 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 60% 57% 61%
Median monthly costs, owners with a mortgage $1,068 $1,689 $1,963
Those costs as a share of the owners' income 18.6% 19.4% 21.0%
Median rent – $1,060 $1,413
Median year homes were built 1938 1976 1980
Vacant homes 0.0% 9.2% 10.1%
Population 140 2,947,197 334,922,499

What a typical home costs per month in Bendena

At this week's average 30-year rate of 7.11%, buying the median Bendena home of $191,700 with 20% down costs about $1,306 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,626, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $55,990 for the 20%-down payment. That payment is 17% of the median Bendena household income of $94,375; at that income and 20% down, the 28% guideline points to a home of about $323,000.

20% down, 30-year conventional loan
Down payment$38,340
Loan amount$153,360
Principal and interest$1,032
Property taxes (1.22% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$80
PMI$0
Total per month$1,306

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3.5% down, 30-year FHA loan
Down payment$6,710
Loan amount$188,228
Principal and interest$1,266
Property taxes (1.22% a year)$195
Homeowners insurance (our estimate, 0.5% a year)$80
FHA mortgage insurance$85
Total per month$1,626

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Questions about home buying in Bendena

What is the median home value in Bendena?

About $191,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Bendena?

Homeowners pay a median $2,333 a year, which is about 1.22% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Bendena?

For the median home with 20% down at 7.11%, the payment is about $1,306 a month. Keeping that under 28% of gross income takes about $55,990 a year.

More about Bendena

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data