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Buying a home in Udall, Kansas

The typical owner-occupied home in Udall is worth about $96,100, 56% below the Kansas median of $217,200 and 71% below the national median of $332,700. Owners pay a median $1,707 a year in property taxes, about 1.78% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $70,667 a year, so the median home costs 1.4 times the median income (2.9 times for Kansas). 55% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Udall at a glance

Udall Kansas U.S.
Median home value $96,100 $217,200 $332,700
Median property tax paid per year $1,707 $2,798 $3,119
Property tax as a share of value 1.78% 1.29% 0.94%
Median household income $70,667 $74,275 $80,734
Homes lived in by their owners 55% 67% 65%
Owner homes with a mortgage 49% 57% 61%
Median monthly costs, owners with a mortgage $1,139 $1,689 $1,963
Those costs as a share of the owners' income 14.4% 19.4% 21.0%
Median rent $837 $1,060 $1,413
Rent as a share of renters' income 21.1% 27.1% 30.6%
Median year homes were built 1962 1976 1980
Vacant homes 15.2% 9.2% 10.1%
Population 807 2,947,197 334,922,499

What a typical home costs per month in Udall

At this week's average 30-year rate of 7.11%, buying the median Udall home of $96,100 with 20% down costs about $700 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $860, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,990 for the 20%-down payment. That payment is 12% of the median Udall household income of $70,667; at that income and 20% down, the 28% guideline points to a home of about $226,000.

The median rent here is $837 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,220
Loan amount$76,880
Principal and interest$517
Property taxes (1.78% a year)$143
Homeowners insurance (our estimate, 0.5% a year)$40
PMI$0
Total per month$700

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3.5% down, 30-year FHA loan
Down payment$3,364
Loan amount$94,359
Principal and interest$635
Property taxes (1.78% a year)$143
Homeowners insurance (our estimate, 0.5% a year)$40
FHA mortgage insurance$42
Total per month$860

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Questions about home buying in Udall

What is the median home value in Udall?

About $96,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Udall?

Homeowners pay a median $1,707 a year, which is about 1.78% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Udall?

For the median home with 20% down at 7.11%, the payment is about $700 a month. Keeping that under 28% of gross income takes about $29,990 a year.

More about Udall

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data