Home / Home Buying by state / Kansas / Cowley County / Burden

Buying a home in Burden, Kansas

The typical owner-occupied home in Burden is worth about $58,600, 73% below the Kansas median of $217,200 and 82% below the national median of $332,700. Owners pay a median $1,404 a year in property taxes, about 2.40% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $55,833 a year, so the median home costs 1.0 times the median income (2.9 times for Kansas). 78% of occupied homes here are lived in by their owners, and 33% of those owners still have a mortgage.

Burden at a glance

Burden Kansas U.S.
Median home value $58,600 $217,200 $332,700
Median property tax paid per year $1,404 $2,798 $3,119
Property tax as a share of value 2.40% 1.29% 0.94%
Median household income $55,833 $74,275 $80,734
Homes lived in by their owners 78% 67% 65%
Owner homes with a mortgage 33% 57% 61%
Median monthly costs, owners with a mortgage $1,125 $1,689 $1,963
Those costs as a share of the owners' income 16.6% 19.4% 21.0%
Median rent $604 $1,060 $1,413
Rent as a share of renters' income 35.5% 27.1% 30.6%
Median year homes were built 1948 1976 1980
Vacant homes 14.0% 9.2% 10.1%
Population 554 2,947,197 334,922,499

What a typical home costs per month in Burden

At this week's average 30-year rate of 7.11%, buying the median Burden home of $58,600 with 20% down costs about $457 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $555, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,585 for the 20%-down payment. That payment is 10% of the median Burden household income of $55,833; at that income and 20% down, the 28% guideline points to a home of about $167,000.

The median rent here is $604 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,720
Loan amount$46,880
Principal and interest$315
Property taxes (2.40% a year)$117
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$457

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$2,051
Loan amount$57,539
Principal and interest$387
Property taxes (2.40% a year)$117
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$26
Total per month$555

Change the numbers in the calculator

Questions about home buying in Burden

What is the median home value in Burden?

About $58,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Burden?

Homeowners pay a median $1,404 a year, which is about 2.40% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Burden?

For the median home with 20% down at 7.11%, the payment is about $457 a month. Keeping that under 28% of gross income takes about $19,585 a year.

More about Burden

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data