The typical owner-occupied home in Rosalia is worth about $268,100, 23% above the Kansas median of $217,200 and 19% below the national median of $332,700. Owners pay a median $2,606 a year in property taxes, about 0.97% of their home's value, lower than the Kansas rate of 1.29%. The median household earns $122,500 a year, so the median home costs 2.2 times the median income (2.9 times for Kansas). 93% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Rosalia at a glance
| Rosalia | Kansas | U.S. | |
|---|---|---|---|
| Median home value | $268,100 | $217,200 | $332,700 |
| Median property tax paid per year | $2,606 | $2,798 | $3,119 |
| Property tax as a share of value | 0.97% | 1.29% | 0.94% |
| Median household income | $122,500 | $74,275 | $80,734 |
| Homes lived in by their owners | 93% | 67% | 65% |
| Owner homes with a mortgage | 52% | 57% | 61% |
| Median monthly costs, owners with a mortgage | $2,218 | $1,689 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 19.4% | 21.0% |
| Median rent | – | $1,060 | $1,413 |
| Median year homes were built | 2002 | 1976 | 1980 |
| Vacant homes | 14.3% | 9.2% | 10.1% |
| Population | 219 | 2,947,197 | 334,922,499 |
What a typical home costs per month in Rosalia
At this week's average 30-year rate of 7.11%, buying the median Rosalia home of $268,100 with 20% down costs about $1,771 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,218, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $75,910 for the 20%-down payment. That payment is 17% of the median Rosalia household income of $122,500; at that income and 20% down, the 28% guideline points to a home of about $433,000.
| Down payment | $53,620 |
|---|---|
| Loan amount | $214,480 |
| Principal and interest | $1,443 |
| Property taxes (0.97% a year) | $217 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| PMI | $0 |
| Total per month | $1,771 |
Change the numbers in the calculator
| Down payment | $9,384 |
|---|---|
| Loan amount | $263,244 |
| Principal and interest | $1,771 |
| Property taxes (0.97% a year) | $217 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| FHA mortgage insurance | $119 |
| Total per month | $2,218 |
Change the numbers in the calculator
Questions about home buying in Rosalia
What is the median home value in Rosalia?
About $268,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Rosalia?
Homeowners pay a median $2,606 a year, which is about 0.97% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Rosalia?
For the median home with 20% down at 7.11%, the payment is about $1,771 a month. Keeping that under 28% of gross income takes about $75,910 a year.
More about Rosalia
- Mortgage Refinance in Rosalia
- Debt Relief in Rosalia
- Home Equity Loans in Rosalia
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data