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Buying a home in Burns, Kansas

The typical owner-occupied home in Burns is worth about $57,400, 74% below the Kansas median of $217,200 and 83% below the national median of $332,700. Owners pay a median $933 a year in property taxes, about 1.63% of their home's value, higher than the Kansas rate of 1.29%. The median household earns $42,292 a year, so the median home costs 1.4 times the median income (2.9 times for Kansas). 85% of occupied homes here are lived in by their owners, and 39% of those owners still have a mortgage.

Burns at a glance

Burns Kansas U.S.
Median home value $57,400 $217,200 $332,700
Median property tax paid per year $933 $2,798 $3,119
Property tax as a share of value 1.63% 1.29% 0.94%
Median household income $42,292 $74,275 $80,734
Homes lived in by their owners 85% 67% 65%
Owner homes with a mortgage 39% 57% 61%
Median monthly costs, owners with a mortgage $795 $1,689 $1,963
Those costs as a share of the owners' income 23.7% 19.4% 21.0%
Median rent $754 $1,060 $1,413
Rent as a share of renters' income 19.2% 27.1% 30.6%
Median year homes were built 1940 1976 1980
Vacant homes 15.9% 9.2% 10.1%
Population 297 2,947,197 334,922,499

What a typical home costs per month in Burns

At this week's average 30-year rate of 7.11%, buying the median Burns home of $57,400 with 20% down costs about $411 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $506, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $17,606 for the 20%-down payment. That payment is 12% of the median Burns household income of $42,292; at that income and 20% down, the 28% guideline points to a home of about $138,000.

The median rent here is $754 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$11,480
Loan amount$45,920
Principal and interest$309
Property taxes (1.63% a year)$78
Homeowners insurance (our estimate, 0.5% a year)$24
PMI$0
Total per month$411

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3.5% down, 30-year FHA loan
Down payment$2,009
Loan amount$56,360
Principal and interest$379
Property taxes (1.63% a year)$78
Homeowners insurance (our estimate, 0.5% a year)$24
FHA mortgage insurance$25
Total per month$506

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Questions about home buying in Burns

What is the median home value in Burns?

About $57,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Burns?

Homeowners pay a median $933 a year, which is about 1.63% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Burns?

For the median home with 20% down at 7.11%, the payment is about $411 a month. Keeping that under 28% of gross income takes about $17,606 a year.

More about Burns

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data