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Buying a home in Maunie, Illinois

The typical owner-occupied home in Maunie is worth about $18,800, 93% below the Illinois median of $263,300 and 94% below the national median of $332,700. The median household earns $31,250 a year, so the median home costs 0.6 times the median income (3.2 times for Illinois). 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Maunie at a glance

Maunie Illinois U.S.
Median home value $18,800 $263,300 $332,700
Median property tax paid per year – $5,298 $3,119
Median household income $31,250 $83,390 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 0% 61% 61%
Median monthly costs, owners with a mortgage – $1,987 $1,963
Median rent – $1,274 $1,413
Median year homes were built 1954 1971 1980
Vacant homes 25.8% 7.7% 10.1%
Population 57 12,694,798 334,922,499

What a typical home costs per month in Maunie

At this week's average 30-year rate of 7.11%, buying the median Maunie home of $18,800 with 20% down costs about $126 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $158, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $5,411 for the 20%-down payment. That payment is 5% of the median Maunie household income of $31,250; at that income and 20% down, the 28% guideline points to a home of about $109,000.

20% down, 30-year conventional loan
Down payment$3,760
Loan amount$15,040
Principal and interest$101
Property taxes (1.10% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$8
PMI$0
Total per month$126

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3.5% down, 30-year FHA loan
Down payment$658
Loan amount$18,459
Principal and interest$124
Property taxes (1.10% a year)$17
Homeowners insurance (our estimate, 0.5% a year)$8
FHA mortgage insurance$8
Total per month$158

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Questions about home buying in Maunie

What is the median home value in Maunie?

About $18,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Maunie?

For the median home with 20% down at 7.11%, the payment is about $126 a month. Keeping that under 28% of gross income takes about $5,411 a year.

More about Maunie

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data