The typical owner-occupied home in Pulaski County is worth about $85,100, 68% below the Illinois median of $263,300 and 74% below the national median of $332,700. Owners pay a median $869 a year in property taxes, about 1.02% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $42,463 a year, so the median home costs 2.0 times the median income (3.2 times for Illinois). 68% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.
Pulaski County at a glance
| Pulaski County | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $85,100 | $263,300 | $332,700 |
| Median property tax paid per year | $869 | $5,298 | $3,119 |
| Property tax as a share of value | 1.02% | 2.01% | 0.94% |
| Median household income | $42,463 | $83,390 | $80,734 |
| Homes lived in by their owners | 68% | 67% | 65% |
| Owner homes with a mortgage | 31% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,038 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 16.3% | 20.6% | 21.0% |
| Median rent | $634 | $1,274 | $1,413 |
| Rent as a share of renters' income | 25.9% | 29.1% | 30.6% |
| Median year homes were built | 1969 | 1971 | 1980 |
| Vacant homes | 32.0% | 7.7% | 10.1% |
| Population | 5,015 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Pulaski County
At this week's average 30-year rate of 7.11%, buying the median Pulaski County home of $85,100 with 20% down costs about $566 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $708, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $24,247 for the 20%-down payment. That payment is 16% of the median Pulaski County household income of $42,463; at that income and 20% down, the 28% guideline points to a home of about $149,000.
The median rent here is $634 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $17,020 |
|---|---|
| Loan amount | $68,080 |
| Principal and interest | $458 |
| Property taxes (1.02% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| PMI | $0 |
| Total per month | $566 |
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| Down payment | $2,978 |
|---|---|
| Loan amount | $83,559 |
| Principal and interest | $562 |
| Property taxes (1.02% a year) | $72 |
| Homeowners insurance (our estimate, 0.5% a year) | $35 |
| FHA mortgage insurance | $38 |
| Total per month | $708 |
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Questions about home buying in Pulaski County
What is the median home value in Pulaski County?
About $85,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Pulaski County?
Homeowners pay a median $869 a year, which is about 1.02% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Pulaski County?
For the median home with 20% down at 7.11%, the payment is about $566 a month. Keeping that under 28% of gross income takes about $24,247 a year.
More about Pulaski County
- Mortgage Refinance in Pulaski County
- Debt Relief in Pulaski County
- Home Equity Loans in Pulaski County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data