The typical owner-occupied home in Greene County is worth about $95,200, 64% below the Illinois median of $263,300 and 71% below the national median of $332,700. Owners pay a median $1,661 a year in property taxes, about 1.74% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $62,192 a year, so the median home costs 1.5 times the median income (3.2 times for Illinois). 78% of occupied homes here are lived in by their owners, and 42% of those owners still have a mortgage.
Greene County at a glance
| Greene County | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $95,200 | $263,300 | $332,700 |
| Median property tax paid per year | $1,661 | $5,298 | $3,119 |
| Property tax as a share of value | 1.74% | 2.01% | 0.94% |
| Median household income | $62,192 | $83,390 | $80,734 |
| Homes lived in by their owners | 78% | 67% | 65% |
| Owner homes with a mortgage | 42% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $1,165 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 15.6% | 20.6% | 21.0% |
| Median rent | $754 | $1,274 | $1,413 |
| Rent as a share of renters' income | 22.9% | 29.1% | 30.6% |
| Median year homes were built | 1957 | 1971 | 1980 |
| Vacant homes | 23.0% | 7.7% | 10.1% |
| Population | 11,683 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Greene County
At this week's average 30-year rate of 7.11%, buying the median Greene County home of $95,200 with 20% down costs about $690 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $849, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,573 for the 20%-down payment. That payment is 13% of the median Greene County household income of $62,192; at that income and 20% down, the 28% guideline points to a home of about $200,000.
The median rent here is $754 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,040 |
|---|---|
| Loan amount | $76,160 |
| Principal and interest | $512 |
| Property taxes (1.74% a year) | $138 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $690 |
Change the numbers in the calculator
| Down payment | $3,332 |
|---|---|
| Loan amount | $93,476 |
| Principal and interest | $629 |
| Property taxes (1.74% a year) | $138 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $849 |
Change the numbers in the calculator
Questions about home buying in Greene County
What is the median home value in Greene County?
About $95,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Greene County?
Homeowners pay a median $1,661 a year, which is about 1.74% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Greene County?
For the median home with 20% down at 7.11%, the payment is about $690 a month. Keeping that under 28% of gross income takes about $29,573 a year.
More about Greene County
- Mortgage Refinance in Greene County
- Debt Relief in Greene County
- Home Equity Loans in Greene County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data