The typical owner-occupied home in DuPage County is worth about $391,400, 49% above the Illinois median of $263,300 and 18% above the national median of $332,700. Owners pay a median $8,007 a year in property taxes, about 2.05% of their home's value, close to the Illinois rate of 2.01%. The median household earns $112,096 a year, so the median home costs 3.5 times the median income (3.2 times for Illinois). 73% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
DuPage County at a glance
| DuPage County | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $391,400 | $263,300 | $332,700 |
| Median property tax paid per year | $8,007 | $5,298 | $3,119 |
| Property tax as a share of value | 2.05% | 2.01% | 0.94% |
| Median household income | $112,096 | $83,390 | $80,734 |
| Homes lived in by their owners | 73% | 67% | 65% |
| Owner homes with a mortgage | 65% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $2,450 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 21.2% | 20.6% | 21.0% |
| Median rent | $1,688 | $1,274 | $1,413 |
| Rent as a share of renters' income | 27.9% | 29.1% | 30.6% |
| Median year homes were built | 1978 | 1971 | 1980 |
| Vacant homes | 4.5% | 7.7% | 10.1% |
| Population | 930,024 | 12,694,798 | 334,922,499 |
What a typical home costs per month in DuPage County
At this week's average 30-year rate of 7.11%, buying the median DuPage County home of $391,400 with 20% down costs about $2,938 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,590, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $125,919 for the 20%-down payment. That payment is 31% of the median DuPage County household income of $112,096; at that income and 20% down, the 28% guideline points to a home of about $348,000.
The median rent here is $1,688 a month, so owning the median home costs about $1,250 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $78,280 |
|---|---|
| Loan amount | $313,120 |
| Principal and interest | $2,106 |
| Property taxes (2.05% a year) | $669 |
| Homeowners insurance (our estimate, 0.5% a year) | $163 |
| PMI | $0 |
| Total per month | $2,938 |
Change the numbers in the calculator
| Down payment | $13,699 |
|---|---|
| Loan amount | $384,311 |
| Principal and interest | $2,585 |
| Property taxes (2.05% a year) | $669 |
| Homeowners insurance (our estimate, 0.5% a year) | $163 |
| FHA mortgage insurance | $173 |
| Total per month | $3,590 |
Change the numbers in the calculator
Questions about home buying in DuPage County
What is the median home value in DuPage County?
About $391,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in DuPage County?
Homeowners pay a median $8,007 a year, which is about 2.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in DuPage County?
For the median home with 20% down at 7.11%, the payment is about $2,938 a month. Keeping that under 28% of gross income takes about $125,919 a year.
More about DuPage County
- Mortgage Refinance in DuPage County
- Debt Relief in DuPage County
- Home Equity Loans in DuPage County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data