The typical owner-occupied home in Crossville is worth about $64,500, 76% below the Illinois median of $263,300 and 81% below the national median of $332,700. Owners pay a median $878 a year in property taxes, about 1.36% of their home's value, lower than the Illinois rate of 2.01%. The median household earns $40,750 a year, so the median home costs 1.6 times the median income (3.2 times for Illinois). 62% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.
Crossville at a glance
| Crossville | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $64,500 | $263,300 | $332,700 |
| Median property tax paid per year | $878 | $5,298 | $3,119 |
| Property tax as a share of value | 1.36% | 2.01% | 0.94% |
| Median household income | $40,750 | $83,390 | $80,734 |
| Homes lived in by their owners | 62% | 67% | 65% |
| Owner homes with a mortgage | 49% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $945 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 20.9% | 20.6% | 21.0% |
| Median rent | – | $1,274 | $1,413 |
| Rent as a share of renters' income | 29.5% | 29.1% | 30.6% |
| Median year homes were built | 1957 | 1971 | 1980 |
| Vacant homes | 10.7% | 7.7% | 10.1% |
| Population | 679 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Crossville
At this week's average 30-year rate of 7.11%, buying the median Crossville home of $64,500 with 20% down costs about $447 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $555, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,161 for the 20%-down payment. That payment is 13% of the median Crossville household income of $40,750; at that income and 20% down, the 28% guideline points to a home of about $137,000.
| Down payment | $12,900 |
|---|---|
| Loan amount | $51,600 |
| Principal and interest | $347 |
| Property taxes (1.36% a year) | $73 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $447 |
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| Down payment | $2,258 |
|---|---|
| Loan amount | $63,332 |
| Principal and interest | $426 |
| Property taxes (1.36% a year) | $73 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $555 |
Change the numbers in the calculator
Questions about home buying in Crossville
What is the median home value in Crossville?
About $64,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Crossville?
Homeowners pay a median $878 a year, which is about 1.36% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Crossville?
For the median home with 20% down at 7.11%, the payment is about $447 a month. Keeping that under 28% of gross income takes about $19,161 a year.
More about Crossville
- Mortgage Refinance in Crossville
- Debt Relief in Crossville
- Home Equity Loans in Crossville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data