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Buying a home in Creve Coeur, Illinois

The typical owner-occupied home in Creve Coeur is worth about $85,500, 68% below the Illinois median of $263,300 and 74% below the national median of $332,700. Owners pay a median $1,932 a year in property taxes, about 2.26% of their home's value, higher than the Illinois rate of 2.01%. The median household earns $47,993 a year, so the median home costs 1.8 times the median income (3.2 times for Illinois). 80% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Creve Coeur at a glance

Creve Coeur Illinois U.S.
Median home value $85,500 $263,300 $332,700
Median property tax paid per year $1,932 $5,298 $3,119
Property tax as a share of value 2.26% 2.01% 0.94%
Median household income $47,993 $83,390 $80,734
Homes lived in by their owners 80% 67% 65%
Owner homes with a mortgage 48% 61% 61%
Median monthly costs, owners with a mortgage $1,061 $1,987 $1,963
Those costs as a share of the owners' income 30.6% 20.6% 21.0%
Median rent $883 $1,274 $1,413
Rent as a share of renters' income 23.1% 29.1% 30.6%
Median year homes were built 1955 1971 1980
Vacant homes 12.1% 7.7% 10.1%
Population 4,621 12,694,798 334,922,499

What a typical home costs per month in Creve Coeur

At this week's average 30-year rate of 7.11%, buying the median Creve Coeur home of $85,500 with 20% down costs about $657 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $799, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,148 for the 20%-down payment. That payment is 16% of the median Creve Coeur household income of $47,993; at that income and 20% down, the 28% guideline points to a home of about $146,000.

The median rent here is $883 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$17,100
Loan amount$68,400
Principal and interest$460
Property taxes (2.26% a year)$161
Homeowners insurance (our estimate, 0.5% a year)$36
PMI$0
Total per month$657

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3.5% down, 30-year FHA loan
Down payment$2,992
Loan amount$83,951
Principal and interest$565
Property taxes (2.26% a year)$161
Homeowners insurance (our estimate, 0.5% a year)$36
FHA mortgage insurance$38
Total per month$799

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Questions about home buying in Creve Coeur

What is the median home value in Creve Coeur?

About $85,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Creve Coeur?

Homeowners pay a median $1,932 a year, which is about 2.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Creve Coeur?

For the median home with 20% down at 7.11%, the payment is about $657 a month. Keeping that under 28% of gross income takes about $28,148 a year.

More about Creve Coeur

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data