Home / Home Buying by state / Illinois / Lake County / Antioch

Buying a home in Antioch, Illinois

The typical owner-occupied home in Antioch is worth about $306,700, 16% above the Illinois median of $263,300 and 8% below the national median of $332,700. Owners pay a median $8,989 a year in property taxes, about 2.93% of their home's value, higher than the Illinois rate of 2.01%. The median household earns $108,899 a year, so the median home costs 2.8 times the median income (3.2 times for Illinois). 74% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.

Antioch at a glance

Antioch Illinois U.S.
Median home value $306,700 $263,300 $332,700
Median property tax paid per year $8,989 $5,298 $3,119
Property tax as a share of value 2.93% 2.01% 0.94%
Median household income $108,899 $83,390 $80,734
Homes lived in by their owners 74% 67% 65%
Owner homes with a mortgage 74% 61% 61%
Median monthly costs, owners with a mortgage $2,491 $1,987 $1,963
Those costs as a share of the owners' income 19.1% 20.6% 21.0%
Median rent $1,129 $1,274 $1,413
Rent as a share of renters' income 28.3% 29.1% 30.6%
Median year homes were built 1991 1971 1980
Vacant homes 3.8% 7.7% 10.1%
Population 14,859 12,694,798 334,922,499

What a typical home costs per month in Antioch

At this week's average 30-year rate of 7.11%, buying the median Antioch home of $306,700 with 20% down costs about $2,527 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,038, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $108,309 for the 20%-down payment. That payment is 28% of the median Antioch household income of $108,899; at that income and 20% down, the 28% guideline points to a home of about $308,000.

The median rent here is $1,129 a month, so owning the median home costs about $1,398 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$61,340
Loan amount$245,360
Principal and interest$1,651
Property taxes (2.93% a year)$749
Homeowners insurance (our estimate, 0.5% a year)$128
PMI$0
Total per month$2,527

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$10,734
Loan amount$301,145
Principal and interest$2,026
Property taxes (2.93% a year)$749
Homeowners insurance (our estimate, 0.5% a year)$128
FHA mortgage insurance$136
Total per month$3,038

Change the numbers in the calculator

Questions about home buying in Antioch

What is the median home value in Antioch?

About $306,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Antioch?

Homeowners pay a median $8,989 a year, which is about 2.93% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Antioch?

For the median home with 20% down at 7.11%, the payment is about $2,527 a month. Keeping that under 28% of gross income takes about $108,309 a year.

More about Antioch

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data