The typical owner-occupied home in Maple Park is worth about $288,400, 10% above the Illinois median of $263,300 and 13% below the national median of $332,700. Owners pay a median $6,760 a year in property taxes, about 2.34% of their home's value, higher than the Illinois rate of 2.01%. The median household earns $107,045 a year, so the median home costs 2.7 times the median income (3.2 times for Illinois). 75% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.
Maple Park at a glance
| Maple Park | Illinois | U.S. | |
|---|---|---|---|
| Median home value | $288,400 | $263,300 | $332,700 |
| Median property tax paid per year | $6,760 | $5,298 | $3,119 |
| Property tax as a share of value | 2.34% | 2.01% | 0.94% |
| Median household income | $107,045 | $83,390 | $80,734 |
| Homes lived in by their owners | 75% | 67% | 65% |
| Owner homes with a mortgage | 75% | 61% | 61% |
| Median monthly costs, owners with a mortgage | $2,020 | $1,987 | $1,963 |
| Those costs as a share of the owners' income | 20.9% | 20.6% | 21.0% |
| Median rent | $1,728 | $1,274 | $1,413 |
| Rent as a share of renters' income | 27.2% | 29.1% | 30.6% |
| Median year homes were built | 1996 | 1971 | 1980 |
| Vacant homes | 0.0% | 7.7% | 10.1% |
| Population | 1,573 | 12,694,798 | 334,922,499 |
What a typical home costs per month in Maple Park
At this week's average 30-year rate of 7.11%, buying the median Maple Park home of $288,400 with 20% down costs about $2,235 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,715, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $95,769 for the 20%-down payment. That payment is 25% of the median Maple Park household income of $107,045; at that income and 20% down, the 28% guideline points to a home of about $322,000.
The median rent here is $1,728 a month, so owning the median home costs about $507 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,680 |
|---|---|
| Loan amount | $230,720 |
| Principal and interest | $1,552 |
| Property taxes (2.34% a year) | $562 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| PMI | $0 |
| Total per month | $2,235 |
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| Down payment | $10,094 |
|---|---|
| Loan amount | $283,176 |
| Principal and interest | $1,905 |
| Property taxes (2.34% a year) | $562 |
| Homeowners insurance (our estimate, 0.5% a year) | $120 |
| FHA mortgage insurance | $128 |
| Total per month | $2,715 |
Change the numbers in the calculator
Questions about home buying in Maple Park
What is the median home value in Maple Park?
About $288,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maple Park?
Homeowners pay a median $6,760 a year, which is about 2.34% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maple Park?
For the median home with 20% down at 7.11%, the payment is about $2,235 a month. Keeping that under 28% of gross income takes about $95,769 a year.
More about Maple Park
- Mortgage Refinance in Maple Park
- Debt Relief in Maple Park
- Home Equity Loans in Maple Park
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data