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Buying a home in Gause, Texas

The typical owner-occupied home in Gause is worth about $308,000, 9% above the Texas median of $283,800 and 7% below the national median of $332,700. Owners pay a median $542 a year in property taxes, about 0.18% of their home's value, lower than the Texas rate of 1.49%. 89% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Gause at a glance

Gause Texas U.S.
Median home value $308,000 $283,800 $332,700
Median property tax paid per year $542 $4,232 $3,119
Property tax as a share of value 0.18% 1.49% 0.94%
Median household income – $78,476 $80,734
Homes lived in by their owners 89% 63% 65%
Owner homes with a mortgage 41% 56% 61%
Median monthly costs, owners with a mortgage $1,163 $2,106 $1,963
Those costs as a share of the owners' income 51.0% 21.7% 21.0%
Median rent – $1,403 $1,413
Median year homes were built 1973 1992 1980
Vacant homes 12.6% 9.4% 10.1%
Population 312 30,188,424 334,922,499

What a typical home costs per month in Gause

At this week's average 30-year rate of 7.11%, buying the median Gause home of $308,000 with 20% down costs about $1,832 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,345, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $78,518 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$61,600
Loan amount$246,400
Principal and interest$1,658
Property taxes (0.18% a year)$46
Homeowners insurance (our estimate, 0.5% a year)$128
PMI$0
Total per month$1,832

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3.5% down, 30-year FHA loan
Down payment$10,780
Loan amount$302,421
Principal and interest$2,034
Property taxes (0.18% a year)$46
Homeowners insurance (our estimate, 0.5% a year)$128
FHA mortgage insurance$136
Total per month$2,345

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Questions about home buying in Gause

What is the median home value in Gause?

About $308,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Gause?

Homeowners pay a median $542 a year, which is about 0.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Gause?

For the median home with 20% down at 7.11%, the payment is about $1,832 a month. Keeping that under 28% of gross income takes about $78,518 a year.

More about Gause

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data