The typical owner-occupied home in Starr County is worth about $95,100, 66% below the Texas median of $283,800 and 71% below the national median of $332,700. Owners pay a median $1,083 a year in property taxes, about 1.14% of their home's value, lower than the Texas rate of 1.49%. The median household earns $37,639 a year, so the median home costs 2.5 times the median income (3.6 times for Texas). 70% of occupied homes here are lived in by their owners, and 17% of those owners still have a mortgage.
Starr County at a glance
| Starr County | Texas | U.S. | |
|---|---|---|---|
| Median home value | $95,100 | $283,800 | $332,700 |
| Median property tax paid per year | $1,083 | $4,232 | $3,119 |
| Property tax as a share of value | 1.14% | 1.49% | 0.94% |
| Median household income | $37,639 | $78,476 | $80,734 |
| Homes lived in by their owners | 70% | 63% | 65% |
| Owner homes with a mortgage | 17% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,473 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 24.1% | 21.7% | 21.0% |
| Median rent | $726 | $1,403 | $1,413 |
| Rent as a share of renters' income | 33.2% | 30.9% | 30.6% |
| Median year homes were built | 1994 | 1992 | 1980 |
| Vacant homes | 17.2% | 9.4% | 10.1% |
| Population | 66,067 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Starr County
At this week's average 30-year rate of 7.11%, buying the median Starr County home of $95,100 with 20% down costs about $642 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $800, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $27,504 for the 20%-down payment. That payment is 20% of the median Starr County household income of $37,639; at that income and 20% down, the 28% guideline points to a home of about $130,000.
The median rent here is $726 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,020 |
|---|---|
| Loan amount | $76,080 |
| Principal and interest | $512 |
| Property taxes (1.14% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $642 |
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| Down payment | $3,328 |
|---|---|
| Loan amount | $93,378 |
| Principal and interest | $628 |
| Property taxes (1.14% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $42 |
| Total per month | $800 |
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Questions about home buying in Starr County
What is the median home value in Starr County?
About $95,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Starr County?
Homeowners pay a median $1,083 a year, which is about 1.14% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Starr County?
For the median home with 20% down at 7.11%, the payment is about $642 a month. Keeping that under 28% of gross income takes about $27,504 a year.
More about Starr County
- Mortgage Refinance in Starr County
- Debt Relief in Starr County
- Home Equity Loans in Starr County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data