The typical owner-occupied home in Dickens County is worth about $65,300, 77% below the Texas median of $283,800 and 80% below the national median of $332,700. Owners pay a median $939 a year in property taxes, about 1.44% of their home's value, close to the Texas rate of 1.49%. The median household earns $49,335 a year, so the median home costs 1.3 times the median income (3.6 times for Texas). 80% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.
Dickens County at a glance
| Dickens County | Texas | U.S. | |
|---|---|---|---|
| Median home value | $65,300 | $283,800 | $332,700 |
| Median property tax paid per year | $939 | $4,232 | $3,119 |
| Property tax as a share of value | 1.44% | 1.49% | 0.94% |
| Median household income | $49,335 | $78,476 | $80,734 |
| Homes lived in by their owners | 80% | 63% | 65% |
| Owner homes with a mortgage | 20% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,423 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 18.1% | 21.7% | 21.0% |
| Median rent | $758 | $1,403 | $1,413 |
| Rent as a share of renters' income | 33.8% | 30.9% | 30.6% |
| Median year homes were built | 1962 | 1992 | 1980 |
| Vacant homes | 36.8% | 9.4% | 10.1% |
| Population | 1,747 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Dickens County
At this week's average 30-year rate of 7.11%, buying the median Dickens County home of $65,300 with 20% down costs about $457 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $566, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $19,585 for the 20%-down payment. That payment is 11% of the median Dickens County household income of $49,335; at that income and 20% down, the 28% guideline points to a home of about $164,000.
The median rent here is $758 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $13,060 |
|---|---|
| Loan amount | $52,240 |
| Principal and interest | $351 |
| Property taxes (1.44% a year) | $78 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| PMI | $0 |
| Total per month | $457 |
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| Down payment | $2,286 |
|---|---|
| Loan amount | $64,117 |
| Principal and interest | $431 |
| Property taxes (1.44% a year) | $78 |
| Homeowners insurance (our estimate, 0.5% a year) | $27 |
| FHA mortgage insurance | $29 |
| Total per month | $566 |
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Questions about home buying in Dickens County
What is the median home value in Dickens County?
About $65,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Dickens County?
Homeowners pay a median $939 a year, which is about 1.44% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Dickens County?
For the median home with 20% down at 7.11%, the payment is about $457 a month. Keeping that under 28% of gross income takes about $19,585 a year.
More about Dickens County
- Mortgage Refinance in Dickens County
- Debt Relief in Dickens County
- Home Equity Loans in Dickens County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data