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Buying a home in Burlington, Texas

The typical owner-occupied home in Burlington is worth about $117,300, 59% below the Texas median of $283,800 and 65% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Burlington at a glance

Burlington Texas U.S.
Median home value $117,300 $283,800 $332,700
Median property tax paid per year – $4,232 $3,119
Median household income – $78,476 $80,734
Homes lived in by their owners 100% 63% 65%
Owner homes with a mortgage 0% 56% 61%
Median monthly costs, owners with a mortgage – $2,106 $1,963
Median rent – $1,403 $1,413
Median year homes were built 1938 1992 1980
Vacant homes 0.0% 9.4% 10.1%
Population 58 30,188,424 334,922,499

What a typical home costs per month in Burlington

At this week's average 30-year rate of 7.11%, buying the median Burlington home of $117,300 with 20% down costs about $788 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $983, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $33,757 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$23,460
Loan amount$93,840
Principal and interest$631
Property taxes (1.10% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$49
PMI$0
Total per month$788

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3.5% down, 30-year FHA loan
Down payment$4,106
Loan amount$115,175
Principal and interest$775
Property taxes (1.10% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$49
FHA mortgage insurance$52
Total per month$983

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Questions about home buying in Burlington

What is the median home value in Burlington?

About $117,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Burlington?

For the median home with 20% down at 7.11%, the payment is about $788 a month. Keeping that under 28% of gross income takes about $33,757 a year.

More about Burlington

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data