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Buying a home in Haskell County, Texas

The typical owner-occupied home in Haskell County is worth about $98,700, 65% below the Texas median of $283,800 and 70% below the national median of $332,700. Owners pay a median $1,140 a year in property taxes, about 1.16% of their home's value, lower than the Texas rate of 1.49%. The median household earns $60,653 a year, so the median home costs 1.6 times the median income (3.6 times for Texas). 74% of occupied homes here are lived in by their owners, and 27% of those owners still have a mortgage.

Haskell County at a glance

Haskell County Texas U.S.
Median home value $98,700 $283,800 $332,700
Median property tax paid per year $1,140 $4,232 $3,119
Property tax as a share of value 1.16% 1.49% 0.94%
Median household income $60,653 $78,476 $80,734
Homes lived in by their owners 74% 63% 65%
Owner homes with a mortgage 27% 56% 61%
Median monthly costs, owners with a mortgage $1,335 $2,106 $1,963
Those costs as a share of the owners' income 17.3% 21.7% 21.0%
Median rent $782 $1,403 $1,413
Rent as a share of renters' income 23.5% 30.9% 30.6%
Median year homes were built 1964 1992 1980
Vacant homes 31.1% 9.4% 10.1%
Population 5,421 30,188,424 334,922,499

What a typical home costs per month in Haskell County

At this week's average 30-year rate of 7.11%, buying the median Haskell County home of $98,700 with 20% down costs about $668 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $832, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,616 for the 20%-down payment. That payment is 13% of the median Haskell County household income of $60,653; at that income and 20% down, the 28% guideline points to a home of about $209,000.

The median rent here is $782 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$19,740
Loan amount$78,960
Principal and interest$531
Property taxes (1.16% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$41
PMI$0
Total per month$668

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3.5% down, 30-year FHA loan
Down payment$3,454
Loan amount$96,912
Principal and interest$652
Property taxes (1.16% a year)$95
Homeowners insurance (our estimate, 0.5% a year)$41
FHA mortgage insurance$44
Total per month$832

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Questions about home buying in Haskell County

What is the median home value in Haskell County?

About $98,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Haskell County?

Homeowners pay a median $1,140 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Haskell County?

For the median home with 20% down at 7.11%, the payment is about $668 a month. Keeping that under 28% of gross income takes about $28,616 a year.

More about Haskell County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data