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Buying a home in Sabine County, Texas

The typical owner-occupied home in Sabine County is worth about $153,100, 46% below the Texas median of $283,800 and 54% below the national median of $332,700. Owners pay a median $1,260 a year in property taxes, about 0.82% of their home's value, lower than the Texas rate of 1.49%. The median household earns $66,585 a year, so the median home costs 2.3 times the median income (3.6 times for Texas). 86% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Sabine County at a glance

Sabine County Texas U.S.
Median home value $153,100 $283,800 $332,700
Median property tax paid per year $1,260 $4,232 $3,119
Property tax as a share of value 0.82% 1.49% 0.94%
Median household income $66,585 $78,476 $80,734
Homes lived in by their owners 86% 63% 65%
Owner homes with a mortgage 26% 56% 61%
Median monthly costs, owners with a mortgage $1,488 $2,106 $1,963
Those costs as a share of the owners' income 21.3% 21.7% 21.0%
Median rent $844 $1,403 $1,413
Rent as a share of renters' income 23.7% 30.9% 30.6%
Median year homes were built 1991 1992 1980
Vacant homes 39.6% 9.4% 10.1%
Population 10,023 30,188,424 334,922,499

What a typical home costs per month in Sabine County

At this week's average 30-year rate of 7.11%, buying the median Sabine County home of $153,100 with 20% down costs about $992 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,247, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $42,529 for the 20%-down payment. That payment is 18% of the median Sabine County household income of $66,585; at that income and 20% down, the 28% guideline points to a home of about $240,000.

The median rent here is $844 a month, so owning the median home costs about $148 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$30,620
Loan amount$122,480
Principal and interest$824
Property taxes (0.82% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$64
PMI$0
Total per month$992

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3.5% down, 30-year FHA loan
Down payment$5,358
Loan amount$150,327
Principal and interest$1,011
Property taxes (0.82% a year)$105
Homeowners insurance (our estimate, 0.5% a year)$64
FHA mortgage insurance$68
Total per month$1,247

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Questions about home buying in Sabine County

What is the median home value in Sabine County?

About $153,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Sabine County?

Homeowners pay a median $1,260 a year, which is about 0.82% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Sabine County?

For the median home with 20% down at 7.11%, the payment is about $992 a month. Keeping that under 28% of gross income takes about $42,529 a year.

More about Sabine County

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data