The typical owner-occupied home in Jack County is worth about $251,200, 11% below the Texas median of $283,800 and 24% below the national median of $332,700. Owners pay a median $2,453 a year in property taxes, about 0.98% of their home's value, lower than the Texas rate of 1.49%. The median household earns $68,079 a year, so the median home costs 3.7 times the median income (3.6 times for Texas). 72% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Jack County at a glance
| Jack County | Texas | U.S. | |
|---|---|---|---|
| Median home value | $251,200 | $283,800 | $332,700 |
| Median property tax paid per year | $2,453 | $4,232 | $3,119 |
| Property tax as a share of value | 0.98% | 1.49% | 0.94% |
| Median household income | $68,079 | $78,476 | $80,734 |
| Homes lived in by their owners | 72% | 63% | 65% |
| Owner homes with a mortgage | 38% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,816 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 24.5% | 21.7% | 21.0% |
| Median rent | $960 | $1,403 | $1,413 |
| Rent as a share of renters' income | 28.5% | 30.9% | 30.6% |
| Median year homes were built | 1975 | 1992 | 1980 |
| Vacant homes | 21.6% | 9.4% | 10.1% |
| Population | 8,882 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Jack County
At this week's average 30-year rate of 7.11%, buying the median Jack County home of $251,200 with 20% down costs about $1,662 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,080, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $71,215 for the 20%-down payment. That payment is 29% of the median Jack County household income of $68,079; at that income and 20% down, the 28% guideline points to a home of about $240,000.
The median rent here is $960 a month, so owning the median home costs about $702 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $50,240 |
|---|---|
| Loan amount | $200,960 |
| Principal and interest | $1,352 |
| Property taxes (0.98% a year) | $205 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| PMI | $0 |
| Total per month | $1,662 |
Change the numbers in the calculator
| Down payment | $8,792 |
|---|---|
| Loan amount | $246,650 |
| Principal and interest | $1,659 |
| Property taxes (0.98% a year) | $205 |
| Homeowners insurance (our estimate, 0.5% a year) | $105 |
| FHA mortgage insurance | $111 |
| Total per month | $2,080 |
Change the numbers in the calculator
Questions about home buying in Jack County
What is the median home value in Jack County?
About $251,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Jack County?
Homeowners pay a median $2,453 a year, which is about 0.98% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Jack County?
For the median home with 20% down at 7.11%, the payment is about $1,662 a month. Keeping that under 28% of gross income takes about $71,215 a year.
More about Jack County
- Mortgage Refinance in Jack County
- Debt Relief in Jack County
- Home Equity Loans in Jack County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data