The typical owner-occupied home in Kleberg County is worth about $161,300, 43% below the Texas median of $283,800 and 52% below the national median of $332,700. Owners pay a median $2,369 a year in property taxes, about 1.47% of their home's value, close to the Texas rate of 1.49%. The median household earns $61,292 a year, so the median home costs 2.6 times the median income (3.6 times for Texas). 53% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.
Kleberg County at a glance
| Kleberg County | Texas | U.S. | |
|---|---|---|---|
| Median home value | $161,300 | $283,800 | $332,700 |
| Median property tax paid per year | $2,369 | $4,232 | $3,119 |
| Property tax as a share of value | 1.47% | 1.49% | 0.94% |
| Median household income | $61,292 | $78,476 | $80,734 |
| Homes lived in by their owners | 53% | 63% | 65% |
| Owner homes with a mortgage | 45% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,749 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 22.1% | 21.7% | 21.0% |
| Median rent | $1,043 | $1,403 | $1,413 |
| Rent as a share of renters' income | 28.7% | 30.9% | 30.6% |
| Median year homes were built | 1976 | 1992 | 1980 |
| Vacant homes | 15.4% | 9.4% | 10.1% |
| Population | 30,579 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Kleberg County
At this week's average 30-year rate of 7.11%, buying the median Kleberg County home of $161,300 with 20% down costs about $1,133 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,402, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $48,551 for the 20%-down payment. That payment is 22% of the median Kleberg County household income of $61,292; at that income and 20% down, the 28% guideline points to a home of about $204,000.
The median rent here is $1,043 a month, so owning the median home costs about $90 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $32,260 |
|---|---|
| Loan amount | $129,040 |
| Principal and interest | $868 |
| Property taxes (1.47% a year) | $198 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| PMI | $0 |
| Total per month | $1,133 |
Change the numbers in the calculator
| Down payment | $5,646 |
|---|---|
| Loan amount | $158,378 |
| Principal and interest | $1,065 |
| Property taxes (1.47% a year) | $198 |
| Homeowners insurance (our estimate, 0.5% a year) | $67 |
| FHA mortgage insurance | $71 |
| Total per month | $1,402 |
Change the numbers in the calculator
Questions about home buying in Kleberg County
What is the median home value in Kleberg County?
About $161,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Kleberg County?
Homeowners pay a median $2,369 a year, which is about 1.47% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Kleberg County?
For the median home with 20% down at 7.11%, the payment is about $1,133 a month. Keeping that under 28% of gross income takes about $48,551 a year.
More about Kleberg County
- Mortgage Refinance in Kleberg County
- Debt Relief in Kleberg County
- Home Equity Loans in Kleberg County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data