The typical owner-occupied home in Calhoun County is worth about $171,200, 40% below the Texas median of $283,800 and 49% below the national median of $332,700. Owners pay a median $2,153 a year in property taxes, about 1.26% of their home's value, lower than the Texas rate of 1.49%. The median household earns $79,959 a year, so the median home costs 2.1 times the median income (3.6 times for Texas). 77% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
Calhoun County at a glance
| Calhoun County | Texas | U.S. | |
|---|---|---|---|
| Median home value | $171,200 | $283,800 | $332,700 |
| Median property tax paid per year | $2,153 | $4,232 | $3,119 |
| Property tax as a share of value | 1.26% | 1.49% | 0.94% |
| Median household income | $79,959 | $78,476 | $80,734 |
| Homes lived in by their owners | 77% | 63% | 65% |
| Owner homes with a mortgage | 47% | 56% | 61% |
| Median monthly costs, owners with a mortgage | $1,462 | $2,106 | $1,963 |
| Those costs as a share of the owners' income | 15.6% | 21.7% | 21.0% |
| Median rent | $891 | $1,403 | $1,413 |
| Rent as a share of renters' income | 31.7% | 30.9% | 30.6% |
| Median year homes were built | 1978 | 1992 | 1980 |
| Vacant homes | 20.0% | 9.4% | 10.1% |
| Population | 19,868 | 30,188,424 | 334,922,499 |
What a typical home costs per month in Calhoun County
At this week's average 30-year rate of 7.11%, buying the median Calhoun County home of $171,200 with 20% down costs about $1,172 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,458, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,247 for the 20%-down payment. That payment is 18% of the median Calhoun County household income of $79,959; at that income and 20% down, the 28% guideline points to a home of about $272,000.
The median rent here is $891 a month, so owning the median home costs about $281 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $34,240 |
|---|---|
| Loan amount | $136,960 |
| Principal and interest | $921 |
| Property taxes (1.26% a year) | $180 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| PMI | $0 |
| Total per month | $1,172 |
Change the numbers in the calculator
| Down payment | $5,992 |
|---|---|
| Loan amount | $168,099 |
| Principal and interest | $1,131 |
| Property taxes (1.26% a year) | $180 |
| Homeowners insurance (our estimate, 0.5% a year) | $71 |
| FHA mortgage insurance | $76 |
| Total per month | $1,458 |
Change the numbers in the calculator
Questions about home buying in Calhoun County
What is the median home value in Calhoun County?
About $171,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Calhoun County?
Homeowners pay a median $2,153 a year, which is about 1.26% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Calhoun County?
For the median home with 20% down at 7.11%, the payment is about $1,172 a month. Keeping that under 28% of gross income takes about $50,247 a year.
More about Calhoun County
- Mortgage Refinance in Calhoun County
- Debt Relief in Calhoun County
- Home Equity Loans in Calhoun County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data