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Buying a home in Buckholts, Texas

The typical owner-occupied home in Buckholts is worth about $75,600, 73% below the Texas median of $283,800 and 77% below the national median of $332,700. Owners pay a median $700 a year in property taxes, about 0.93% of their home's value, lower than the Texas rate of 1.49%. The median household earns $33,333 a year, so the median home costs 2.3 times the median income (3.6 times for Texas). 54% of occupied homes here are lived in by their owners, and 20% of those owners still have a mortgage.

Buckholts at a glance

Buckholts Texas U.S.
Median home value $75,600 $283,800 $332,700
Median property tax paid per year $700 $4,232 $3,119
Property tax as a share of value 0.93% 1.49% 0.94%
Median household income $33,333 $78,476 $80,734
Homes lived in by their owners 54% 63% 65%
Owner homes with a mortgage 20% 56% 61%
Median monthly costs, owners with a mortgage – $2,106 $1,963
Those costs as a share of the owners' income 31.3% 21.7% 21.0%
Median rent $710 $1,403 $1,413
Rent as a share of renters' income 37.5% 30.9% 30.6%
Median year homes were built 1985 1992 1980
Vacant homes 24.6% 9.4% 10.1%
Population 374 30,188,424 334,922,499

What a typical home costs per month in Buckholts

At this week's average 30-year rate of 7.11%, buying the median Buckholts home of $75,600 with 20% down costs about $497 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $623, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,297 for the 20%-down payment. That payment is 18% of the median Buckholts household income of $33,333; at that income and 20% down, the 28% guideline points to a home of about $118,000.

The median rent here is $710 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$15,120
Loan amount$60,480
Principal and interest$407
Property taxes (0.93% a year)$59
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$497

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3.5% down, 30-year FHA loan
Down payment$2,646
Loan amount$74,231
Principal and interest$499
Property taxes (0.93% a year)$59
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$33
Total per month$623

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Questions about home buying in Buckholts

What is the median home value in Buckholts?

About $75,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Buckholts?

Homeowners pay a median $700 a year, which is about 0.93% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Buckholts?

For the median home with 20% down at 7.11%, the payment is about $497 a month. Keeping that under 28% of gross income takes about $21,297 a year.

More about Buckholts

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data