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Buying a home in Southview, Pennsylvania

The typical owner-occupied home in Southview is worth about $163,300, 36% below the Pennsylvania median of $254,500 and 51% below the national median of $332,700. Owners pay a median $1,479 a year in property taxes, about 0.91% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $88,438 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 77% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.

Southview at a glance

Southview Pennsylvania U.S.
Median home value $163,300 $254,500 $332,700
Median property tax paid per year $1,479 $3,311 $3,119
Property tax as a share of value 0.91% 1.30% 0.94%
Median household income $88,438 $77,971 $80,734
Homes lived in by their owners 77% 69% 65%
Owner homes with a mortgage 38% 58% 61%
Median monthly costs, owners with a mortgage $1,853 $1,762 $1,963
Those costs as a share of the owners' income 24.2% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1940 1965 1980
Vacant homes 18.9% 9.2% 10.1%
Population 303 13,018,639 334,922,499

What a typical home costs per month in Southview

At this week's average 30-year rate of 7.11%, buying the median Southview home of $163,300 with 20% down costs about $1,071 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,343, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,887 for the 20%-down payment. That payment is 15% of the median Southview household income of $88,438; at that income and 20% down, the 28% guideline points to a home of about $315,000.

20% down, 30-year conventional loan
Down payment$32,660
Loan amount$130,640
Principal and interest$879
Property taxes (0.91% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$68
PMI$0
Total per month$1,071

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3.5% down, 30-year FHA loan
Down payment$5,716
Loan amount$160,342
Principal and interest$1,079
Property taxes (0.91% a year)$124
Homeowners insurance (our estimate, 0.5% a year)$68
FHA mortgage insurance$72
Total per month$1,343

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Questions about home buying in Southview

What is the median home value in Southview?

About $163,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Southview?

Homeowners pay a median $1,479 a year, which is about 0.91% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Southview?

For the median home with 20% down at 7.11%, the payment is about $1,071 a month. Keeping that under 28% of gross income takes about $45,887 a year.

More about Southview

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data