The typical owner-occupied home in Avella is worth about $139,100, 45% below the Pennsylvania median of $254,500 and 58% below the national median of $332,700. Owners pay a median $1,204 a year in property taxes, about 0.87% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $71,000 a year, so the median home costs 2.0 times the median income (3.3 times for Pennsylvania). 70% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.
Avella at a glance
| Avella | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $139,100 | $254,500 | $332,700 |
| Median property tax paid per year | $1,204 | $3,311 | $3,119 |
| Property tax as a share of value | 0.87% | 1.30% | 0.94% |
| Median household income | $71,000 | $77,971 | $80,734 |
| Homes lived in by their owners | 70% | 69% | 65% |
| Owner homes with a mortgage | 71% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,207 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 13.5% | 19.4% | 21.0% |
| Median rent | $1,507 | $1,209 | $1,413 |
| Rent as a share of renters' income | 42.2% | 29.2% | 30.6% |
| Median year homes were built | 1938 | 1965 | 1980 |
| Vacant homes | 25.3% | 9.2% | 10.1% |
| Population | 688 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Avella
At this week's average 30-year rate of 7.11%, buying the median Avella home of $139,100 with 20% down costs about $907 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,139, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $38,889 for the 20%-down payment. That payment is 15% of the median Avella household income of $71,000; at that income and 20% down, the 28% guideline points to a home of about $254,000.
The median rent here is $1,507 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $27,820 |
|---|---|
| Loan amount | $111,280 |
| Principal and interest | $749 |
| Property taxes (0.87% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| PMI | $0 |
| Total per month | $907 |
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| Down payment | $4,868 |
|---|---|
| Loan amount | $136,581 |
| Principal and interest | $919 |
| Property taxes (0.87% a year) | $101 |
| Homeowners insurance (our estimate, 0.5% a year) | $58 |
| FHA mortgage insurance | $62 |
| Total per month | $1,139 |
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Questions about home buying in Avella
What is the median home value in Avella?
About $139,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Avella?
Homeowners pay a median $1,204 a year, which is about 0.87% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Avella?
For the median home with 20% down at 7.11%, the payment is about $907 a month. Keeping that under 28% of gross income takes about $38,889 a year.
More about Avella
- Mortgage Refinance in Avella
- Debt Relief in Avella
- Home Equity Loans in Avella
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data