The typical owner-occupied home in Eighty Four is worth about $418,700, 65% above the Pennsylvania median of $254,500 and 26% above the national median of $332,700. Owners pay a median $3,833 a year in property taxes, about 0.92% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $135,709 a year, so the median home costs 3.1 times the median income (3.3 times for Pennsylvania). 96% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.
Eighty Four at a glance
| Eighty Four | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $418,700 | $254,500 | $332,700 |
| Median property tax paid per year | $3,833 | $3,311 | $3,119 |
| Property tax as a share of value | 0.92% | 1.30% | 0.94% |
| Median household income | $135,709 | $77,971 | $80,734 |
| Homes lived in by their owners | 96% | 69% | 65% |
| Owner homes with a mortgage | 75% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,681 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 18.0% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1958 | 1965 | 1980 |
| Vacant homes | 15.6% | 9.2% | 10.1% |
| Population | 626 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Eighty Four
At this week's average 30-year rate of 7.11%, buying the median Eighty Four home of $418,700 with 20% down costs about $2,749 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,446, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $117,804 for the 20%-down payment. That payment is 24% of the median Eighty Four household income of $135,709; at that income and 20% down, the 28% guideline points to a home of about $482,000.
| Down payment | $83,740 |
|---|---|
| Loan amount | $334,960 |
| Principal and interest | $2,253 |
| Property taxes (0.92% a year) | $321 |
| Homeowners insurance (our estimate, 0.5% a year) | $174 |
| PMI | $0 |
| Total per month | $2,749 |
Change the numbers in the calculator
| Down payment | $14,654 |
|---|---|
| Loan amount | $411,116 |
| Principal and interest | $2,766 |
| Property taxes (0.92% a year) | $321 |
| Homeowners insurance (our estimate, 0.5% a year) | $174 |
| FHA mortgage insurance | $185 |
| Total per month | $3,446 |
Change the numbers in the calculator
Questions about home buying in Eighty Four
What is the median home value in Eighty Four?
About $418,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Eighty Four?
Homeowners pay a median $3,833 a year, which is about 0.92% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Eighty Four?
For the median home with 20% down at 7.11%, the payment is about $2,749 a month. Keeping that under 28% of gross income takes about $117,804 a year.
More about Eighty Four
- Mortgage Refinance in Eighty Four
- Debt Relief in Eighty Four
- Home Equity Loans in Eighty Four
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data