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Buying a home in Muse, Pennsylvania

The typical owner-occupied home in Muse is worth about $340,300, 34% above the Pennsylvania median of $254,500 and about the same as the national median of $332,700. Owners pay a median $4,407 a year in property taxes, about 1.30% of their home's value, close to the Pennsylvania rate of 1.30%. The median household earns $80,288 a year, so the median home costs 4.2 times the median income (3.3 times for Pennsylvania). 93% of occupied homes here are lived in by their owners, and 55% of those owners still have a mortgage.

Muse at a glance

Muse Pennsylvania U.S.
Median home value $340,300 $254,500 $332,700
Median property tax paid per year $4,407 $3,311 $3,119
Property tax as a share of value 1.30% 1.30% 0.94%
Median household income $80,288 $77,971 $80,734
Homes lived in by their owners 93% 69% 65%
Owner homes with a mortgage 55% 58% 61%
Median monthly costs, owners with a mortgage $2,225 $1,762 $1,963
Those costs as a share of the owners' income 20.6% 19.4% 21.0%
Median rent $827 $1,209 $1,413
Rent as a share of renters' income 28.9% 29.2% 30.6%
Median year homes were built 1996 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 2,529 13,018,639 334,922,499

What a typical home costs per month in Muse

At this week's average 30-year rate of 7.11%, buying the median Muse home of $340,300 with 20% down costs about $2,342 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,909, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $100,364 for the 20%-down payment. That payment is 35% of the median Muse household income of $80,288; at that income and 20% down, the 28% guideline points to a home of about $272,000.

The median rent here is $827 a month, so owning the median home costs about $1,515 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$68,060
Loan amount$272,240
Principal and interest$1,831
Property taxes (1.30% a year)$369
Homeowners insurance (our estimate, 0.5% a year)$142
PMI$0
Total per month$2,342

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3.5% down, 30-year FHA loan
Down payment$11,910
Loan amount$334,136
Principal and interest$2,248
Property taxes (1.30% a year)$369
Homeowners insurance (our estimate, 0.5% a year)$142
FHA mortgage insurance$151
Total per month$2,909

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Questions about home buying in Muse

What is the median home value in Muse?

About $340,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Muse?

Homeowners pay a median $4,407 a year, which is about 1.30% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Muse?

For the median home with 20% down at 7.11%, the payment is about $2,342 a month. Keeping that under 28% of gross income takes about $100,364 a year.

More about Muse

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data