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Buying a home in Winburne, Pennsylvania

The typical owner-occupied home in Winburne is worth about $88,300, 65% below the Pennsylvania median of $254,500 and 73% below the national median of $332,700. Owners pay a median $1,010 a year in property taxes, about 1.14% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $80,700 a year, so the median home costs 1.1 times the median income (3.3 times for Pennsylvania). 94% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.

Winburne at a glance

Winburne Pennsylvania U.S.
Median home value $88,300 $254,500 $332,700
Median property tax paid per year $1,010 $3,311 $3,119
Property tax as a share of value 1.14% 1.30% 0.94%
Median household income $80,700 $77,971 $80,734
Homes lived in by their owners 94% 69% 65%
Owner homes with a mortgage 35% 58% 61%
Median monthly costs, owners with a mortgage $972 $1,762 $1,963
Those costs as a share of the owners' income 22.3% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1953 1965 1980
Vacant homes 6.0% 9.2% 10.1%
Population 576 13,018,639 334,922,499

What a typical home costs per month in Winburne

At this week's average 30-year rate of 7.11%, buying the median Winburne home of $88,300 with 20% down costs about $596 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $743, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,538 for the 20%-down payment. That payment is 9% of the median Winburne household income of $80,700; at that income and 20% down, the 28% guideline points to a home of about $279,000.

20% down, 30-year conventional loan
Down payment$17,660
Loan amount$70,640
Principal and interest$475
Property taxes (1.14% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$37
PMI$0
Total per month$596

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3.5% down, 30-year FHA loan
Down payment$3,090
Loan amount$86,701
Principal and interest$583
Property taxes (1.14% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$37
FHA mortgage insurance$39
Total per month$743

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Questions about home buying in Winburne

What is the median home value in Winburne?

About $88,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Winburne?

Homeowners pay a median $1,010 a year, which is about 1.14% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Winburne?

For the median home with 20% down at 7.11%, the payment is about $596 a month. Keeping that under 28% of gross income takes about $25,538 a year.

More about Winburne

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data