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Buying a home in Frenchville, Pennsylvania

The typical owner-occupied home in Frenchville is worth about $156,800, 38% below the Pennsylvania median of $254,500 and 53% below the national median of $332,700. Owners pay a median $1,200 a year in property taxes, about 0.77% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $86,250 a year, so the median home costs 1.8 times the median income (3.3 times for Pennsylvania). 90% of occupied homes here are lived in by their owners, and 56% of those owners still have a mortgage.

Frenchville at a glance

Frenchville Pennsylvania U.S.
Median home value $156,800 $254,500 $332,700
Median property tax paid per year $1,200 $3,311 $3,119
Property tax as a share of value 0.77% 1.30% 0.94%
Median household income $86,250 $77,971 $80,734
Homes lived in by their owners 90% 69% 65%
Owner homes with a mortgage 56% 58% 61%
Median monthly costs, owners with a mortgage $1,162 $1,762 $1,963
Those costs as a share of the owners' income 13.5% 19.4% 21.0%
Median rent – $1,209 $1,413
Median year homes were built 1965 1965 1980
Vacant homes 0.0% 9.2% 10.1%
Population 159 13,018,639 334,922,499

What a typical home costs per month in Frenchville

At this week's average 30-year rate of 7.11%, buying the median Frenchville home of $156,800 with 20% down costs about $1,010 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,271, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $43,277 for the 20%-down payment. That payment is 14% of the median Frenchville household income of $86,250; at that income and 20% down, the 28% guideline points to a home of about $313,000.

20% down, 30-year conventional loan
Down payment$31,360
Loan amount$125,440
Principal and interest$844
Property taxes (0.77% a year)$101
Homeowners insurance (our estimate, 0.5% a year)$65
PMI$0
Total per month$1,010

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3.5% down, 30-year FHA loan
Down payment$5,488
Loan amount$153,960
Principal and interest$1,036
Property taxes (0.77% a year)$101
Homeowners insurance (our estimate, 0.5% a year)$65
FHA mortgage insurance$69
Total per month$1,271

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Questions about home buying in Frenchville

What is the median home value in Frenchville?

About $156,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Frenchville?

Homeowners pay a median $1,200 a year, which is about 0.77% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Frenchville?

For the median home with 20% down at 7.11%, the payment is about $1,010 a month. Keeping that under 28% of gross income takes about $43,277 a year.

More about Frenchville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data