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Buying a home in Curwensville, Pennsylvania

The typical owner-occupied home in Curwensville is worth about $109,100, 57% below the Pennsylvania median of $254,500 and 67% below the national median of $332,700. Owners pay a median $1,533 a year in property taxes, about 1.41% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $56,400 a year, so the median home costs 1.9 times the median income (3.3 times for Pennsylvania). 70% of occupied homes here are lived in by their owners, and 45% of those owners still have a mortgage.

Curwensville at a glance

Curwensville Pennsylvania U.S.
Median home value $109,100 $254,500 $332,700
Median property tax paid per year $1,533 $3,311 $3,119
Property tax as a share of value 1.41% 1.30% 0.94%
Median household income $56,400 $77,971 $80,734
Homes lived in by their owners 70% 69% 65%
Owner homes with a mortgage 45% 58% 61%
Median monthly costs, owners with a mortgage $1,166 $1,762 $1,963
Those costs as a share of the owners' income 16.9% 19.4% 21.0%
Median rent $724 $1,209 $1,413
Rent as a share of renters' income 21.4% 29.2% 30.6%
Median year homes were built 1958 1965 1980
Vacant homes 10.8% 9.2% 10.1%
Population 2,472 13,018,639 334,922,499

What a typical home costs per month in Curwensville

At this week's average 30-year rate of 7.11%, buying the median Curwensville home of $109,100 with 20% down costs about $761 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $943, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,605 for the 20%-down payment. That payment is 16% of the median Curwensville household income of $56,400; at that income and 20% down, the 28% guideline points to a home of about $189,000.

The median rent here is $724 a month, so owning the median home costs about $37 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$21,820
Loan amount$87,280
Principal and interest$587
Property taxes (1.41% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$45
PMI$0
Total per month$761

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3.5% down, 30-year FHA loan
Down payment$3,818
Loan amount$107,124
Principal and interest$721
Property taxes (1.41% a year)$128
Homeowners insurance (our estimate, 0.5% a year)$45
FHA mortgage insurance$48
Total per month$943

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Questions about home buying in Curwensville

What is the median home value in Curwensville?

About $109,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Curwensville?

Homeowners pay a median $1,533 a year, which is about 1.41% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Curwensville?

For the median home with 20% down at 7.11%, the payment is about $761 a month. Keeping that under 28% of gross income takes about $32,605 a year.

More about Curwensville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data