Home / Home Buying by state / Pennsylvania / Clearfield County / Westover

Buying a home in Westover, Pennsylvania

The typical owner-occupied home in Westover is worth about $67,700, 73% below the Pennsylvania median of $254,500 and 80% below the national median of $332,700. Owners pay a median $1,009 a year in property taxes, about 1.49% of their home's value, higher than the Pennsylvania rate of 1.30%. The median household earns $46,875 a year, so the median home costs 1.4 times the median income (3.3 times for Pennsylvania). 76% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.

Westover at a glance

Westover Pennsylvania U.S.
Median home value $67,700 $254,500 $332,700
Median property tax paid per year $1,009 $3,311 $3,119
Property tax as a share of value 1.49% 1.30% 0.94%
Median household income $46,875 $77,971 $80,734
Homes lived in by their owners 76% 69% 65%
Owner homes with a mortgage 47% 58% 61%
Median monthly costs, owners with a mortgage $881 $1,762 $1,963
Those costs as a share of the owners' income 15.4% 19.4% 21.0%
Median rent $1,109 $1,209 $1,413
Rent as a share of renters' income 43.5% 29.2% 30.6%
Median year homes were built 1938 1965 1980
Vacant homes 2.2% 9.2% 10.1%
Population 323 13,018,639 334,922,499

What a typical home costs per month in Westover

At this week's average 30-year rate of 7.11%, buying the median Westover home of $67,700 with 20% down costs about $477 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $589, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,426 for the 20%-down payment. That payment is 12% of the median Westover household income of $46,875; at that income and 20% down, the 28% guideline points to a home of about $155,000.

The median rent here is $1,109 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,540
Loan amount$54,160
Principal and interest$364
Property taxes (1.49% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$28
PMI$0
Total per month$477

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$2,370
Loan amount$66,474
Principal and interest$447
Property taxes (1.49% a year)$84
Homeowners insurance (our estimate, 0.5% a year)$28
FHA mortgage insurance$30
Total per month$589

Change the numbers in the calculator

Questions about home buying in Westover

What is the median home value in Westover?

About $67,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Westover?

Homeowners pay a median $1,009 a year, which is about 1.49% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Westover?

For the median home with 20% down at 7.11%, the payment is about $477 a month. Keeping that under 28% of gross income takes about $20,426 a year.

More about Westover

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data