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Buying a home in Snow Shoe, Pennsylvania

The typical owner-occupied home in Snow Shoe is worth about $178,200, 30% below the Pennsylvania median of $254,500 and 46% below the national median of $332,700. Owners pay a median $1,481 a year in property taxes, about 0.83% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $77,969 a year, so the median home costs 2.3 times the median income (3.3 times for Pennsylvania). 80% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.

Snow Shoe at a glance

Snow Shoe Pennsylvania U.S.
Median home value $178,200 $254,500 $332,700
Median property tax paid per year $1,481 $3,311 $3,119
Property tax as a share of value 0.83% 1.30% 0.94%
Median household income $77,969 $77,971 $80,734
Homes lived in by their owners 80% 69% 65%
Owner homes with a mortgage 69% 58% 61%
Median monthly costs, owners with a mortgage $1,247 $1,762 $1,963
Those costs as a share of the owners' income 16.1% 19.4% 21.0%
Median rent $911 $1,209 $1,413
Rent as a share of renters' income 30.0% 29.2% 30.6%
Median year homes were built 1959 1965 1980
Vacant homes 8.4% 9.2% 10.1%
Population 702 13,018,639 334,922,499

What a typical home costs per month in Snow Shoe

At this week's average 30-year rate of 7.11%, buying the median Snow Shoe home of $178,200 with 20% down costs about $1,157 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,453, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $49,565 for the 20%-down payment. That payment is 18% of the median Snow Shoe household income of $77,969; at that income and 20% down, the 28% guideline points to a home of about $280,000.

The median rent here is $911 a month, so owning the median home costs about $246 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$35,640
Loan amount$142,560
Principal and interest$959
Property taxes (0.83% a year)$123
Homeowners insurance (our estimate, 0.5% a year)$74
PMI$0
Total per month$1,157

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3.5% down, 30-year FHA loan
Down payment$6,237
Loan amount$174,972
Principal and interest$1,177
Property taxes (0.83% a year)$123
Homeowners insurance (our estimate, 0.5% a year)$74
FHA mortgage insurance$79
Total per month$1,453

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Questions about home buying in Snow Shoe

What is the median home value in Snow Shoe?

About $178,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Snow Shoe?

Homeowners pay a median $1,481 a year, which is about 0.83% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Snow Shoe?

For the median home with 20% down at 7.11%, the payment is about $1,157 a month. Keeping that under 28% of gross income takes about $49,565 a year.

More about Snow Shoe

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data