The typical owner-occupied home in Madisonburg is worth about $175,000, 31% below the Pennsylvania median of $254,500 and 47% below the national median of $332,700. The median household earns $69,750 a year, so the median home costs 2.5 times the median income (3.3 times for Pennsylvania). 91% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Madisonburg at a glance
| Madisonburg | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $175,000 | $254,500 | $332,700 |
| Median property tax paid per year | – | $3,311 | $3,119 |
| Median household income | $69,750 | $77,971 | $80,734 |
| Homes lived in by their owners | 91% | 69% | 65% |
| Owner homes with a mortgage | 30% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,344 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 30.8% | 19.4% | 21.0% |
| Median rent | – | $1,209 | $1,413 |
| Median year homes were built | 1977 | 1965 | 1980 |
| Vacant homes | 0.0% | 9.2% | 10.1% |
| Population | 148 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Madisonburg
At this week's average 30-year rate of 7.11%, buying the median Madisonburg home of $175,000 with 20% down costs about $1,175 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,467, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $50,362 for the 20%-down payment. That payment is 20% of the median Madisonburg household income of $69,750; at that income and 20% down, the 28% guideline points to a home of about $242,000.
| Down payment | $35,000 |
|---|---|
| Loan amount | $140,000 |
| Principal and interest | $942 |
| Property taxes (1.10% a year) | $160 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| PMI | $0 |
| Total per month | $1,175 |
Change the numbers in the calculator
| Down payment | $6,125 |
|---|---|
| Loan amount | $171,830 |
| Principal and interest | $1,156 |
| Property taxes (1.10% a year) | $160 |
| Homeowners insurance (our estimate, 0.5% a year) | $73 |
| FHA mortgage insurance | $77 |
| Total per month | $1,467 |
Change the numbers in the calculator
Questions about home buying in Madisonburg
What is the median home value in Madisonburg?
About $175,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Madisonburg?
For the median home with 20% down at 7.11%, the payment is about $1,175 a month. Keeping that under 28% of gross income takes about $50,362 a year.
More about Madisonburg
- Mortgage Refinance in Madisonburg
- Debt Relief in Madisonburg
- Home Equity Loans in Madisonburg
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data