The typical owner-occupied home in Port Matilda is worth about $203,900, 20% below the Pennsylvania median of $254,500 and 39% below the national median of $332,700. Owners pay a median $1,551 a year in property taxes, about 0.76% of their home's value, lower than the Pennsylvania rate of 1.30%. The median household earns $50,483 a year, so the median home costs 4.0 times the median income (3.3 times for Pennsylvania). 60% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.
Port Matilda at a glance
| Port Matilda | Pennsylvania | U.S. | |
|---|---|---|---|
| Median home value | $203,900 | $254,500 | $332,700 |
| Median property tax paid per year | $1,551 | $3,311 | $3,119 |
| Property tax as a share of value | 0.76% | 1.30% | 0.94% |
| Median household income | $50,483 | $77,971 | $80,734 |
| Homes lived in by their owners | 60% | 69% | 65% |
| Owner homes with a mortgage | 71% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $954 | $1,762 | $1,963 |
| Those costs as a share of the owners' income | 19.6% | 19.4% | 21.0% |
| Median rent | $750 | $1,209 | $1,413 |
| Rent as a share of renters' income | 26.9% | 29.2% | 30.6% |
| Median year homes were built | 1951 | 1965 | 1980 |
| Vacant homes | 9.7% | 9.2% | 10.1% |
| Population | 552 | 13,018,639 | 334,922,499 |
What a typical home costs per month in Port Matilda
At this week's average 30-year rate of 7.11%, buying the median Port Matilda home of $203,900 with 20% down costs about $1,311 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,651, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $56,204 for the 20%-down payment. That payment is 31% of the median Port Matilda household income of $50,483; at that income and 20% down, the 28% guideline points to a home of about $183,000.
The median rent here is $750 a month, so owning the median home costs about $561 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $40,780 |
|---|---|
| Loan amount | $163,120 |
| Principal and interest | $1,097 |
| Property taxes (0.76% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| PMI | $0 |
| Total per month | $1,311 |
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| Down payment | $7,136 |
|---|---|
| Loan amount | $200,207 |
| Principal and interest | $1,347 |
| Property taxes (0.76% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $85 |
| FHA mortgage insurance | $90 |
| Total per month | $1,651 |
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Questions about home buying in Port Matilda
What is the median home value in Port Matilda?
About $203,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Port Matilda?
Homeowners pay a median $1,551 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Port Matilda?
For the median home with 20% down at 7.11%, the payment is about $1,311 a month. Keeping that under 28% of gross income takes about $56,204 a year.
More about Port Matilda
- Mortgage Refinance in Port Matilda
- Debt Relief in Port Matilda
- Home Equity Loans in Port Matilda
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data