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Buying a home in Orient, New York

The typical owner-occupied home in Orient is worth about $973,700, 2.3 times the New York median of $423,800 and 2.9 times the national median of $332,700. Owners pay a median $6,151 a year in property taxes, about 0.63% of their home's value, lower than the New York rate of 1.55%. The median household earns $94,261 a year, so the median home costs 10.3 times the median income (4.9 times for New York). 97% of occupied homes here are lived in by their owners, and 34% of those owners still have a mortgage.

Orient at a glance

Orient New York U.S.
Median home value $973,700 $423,800 $332,700
Median property tax paid per year $6,151 $6,582 $3,119
Property tax as a share of value 0.63% 1.55% 0.94%
Median household income $94,261 $85,974 $80,734
Homes lived in by their owners 97% 54% 65%
Owner homes with a mortgage 34% 58% 61%
Median monthly costs, owners with a mortgage $3,537 $2,555 $1,963
Those costs as a share of the owners' income 27.2% 22.5% 21.0%
Median rent – $1,621 $1,413
Median year homes were built 1972 1959 1980
Vacant homes 47.6% 10.0% 10.1%
Population 1,121 19,852,366 334,922,499

What a typical home costs per month in Orient

At this week's average 30-year rate of 7.11%, buying the median Orient home of $973,700 with 20% down costs about $6,157 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,936, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $263,872 for the 20%-down payment. That payment is 78% of the median Orient household income of $94,261; at that income and 20% down, the 28% guideline points to a home of about $348,000.

20% down, 30-year conventional loan
Down payment$194,740
Loan amount$778,960
Principal and interest$5,240
Property taxes (0.63% a year)$511
Homeowners insurance (our estimate, 0.5% a year)$406
PMI$0
Total per month$6,157

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3.5% down, 30-year FHA loan
Down payment$34,080
Loan amount$956,064
Principal and interest$6,432
Property taxes (0.63% a year)$511
Homeowners insurance (our estimate, 0.5% a year)$406
FHA mortgage insurance$587
Total per month$7,936

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Questions about home buying in Orient

What is the median home value in Orient?

About $973,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Orient?

Homeowners pay a median $6,151 a year, which is about 0.63% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Orient?

For the median home with 20% down at 7.11%, the payment is about $6,157 a month. Keeping that under 28% of gross income takes about $263,872 a year.

More about Orient

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data